520 High Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 520 High Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,030 sqft · built 1934
Lot Size	0.243 acres (10,600 sqft)
Owner	2 Trust Names on File
Last Sale	$3,995,000 (Jul 2021)
Tax Bill	$44,030 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`496-041-41`

Property Details

APN / Parcel Number

Primary APN	`496-041-41`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,030 sqft Living Area
Gross Area	3,290 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Lot Area	10,600 sqft (0.243 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	520 HIGH DR
City	LAGUNA BEACH
State	CA
Zip	92651-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 188 BLK F LOT 30 TRACT 188 LOTS 30/33 BLK F TRACT # 188 NELY 2 FT
Legal Subdivision	LAGUNA CLIFFS #3
Legal Tract	188
Legal Block	F
Legal Lot Number	30
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1005
Census Tract	62656

Owner

520 High Dr is owner-occupied and held in a trust since July 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	520 HIGH DR, LAGUNA BEACH, CA 92651-1525
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2022	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Jul 20, 2021	Grant Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Jul 9, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2021 · Amount on File
Deed Sale	Jul 20, 2021 · Amount on File
Prior Sale	Aug 4, 1998 · Amount on File
Deed Document Number	2021464528
Prior Transfer Date	Mar 2, 1994
Prior Transfer Doc	0000244214
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	520 HIGH DR, LAGUNA BEACH, CA 92651-1525
Transaction Type	Mortgage
Record Updated	Jan 5, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 HIGH DR, LAGUNA BEACH, CA 92651-1525

Mortgage

Document Number	0000417223
Date	Dec 23, 2022
Instrument	2022000417223

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 20, 2021
Property Address	520 HIGH DR, LAGUNA BEACH, CA 92651-1525
Document Number	0000464528
Map Reference	MB 12 PG 40
Instrument Date	Jun 8, 2021
Instrument	2021000464528
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	EQUITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	520 HIGH DR, LAGUNA BEACH, CA 92651-1525

Mortgage

Document Number	0000464529
Date	Jul 20, 2021
Instrument	2021000464529

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 9, 2018
Property Address	520 HIGH DR, LAGUNA BEACH, CA 92651-1525
Document Number	0000250377
Instrument Date	Jul 3, 2018
Instrument	250377
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	520 HIGH DR LAGUNA BEACH CA 926511525, LAGUNA BEACH, CA 92651-1525

Tax Assessment & Valuation

The 2025 property tax bill for 520 High Dr was $44,030 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,323,651 (+2.01%) Land $4,075,125 Building $248,526
2025	$44,030.00 Homeowner's exemption	$4,238,464 Land $3,995,221 Building $243,243
2023	$42,442.00 (+1.89%) Homeowner's exemption	$4,074,900 Land $3,840,081 Building $234,819
2022	$41,655.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 520 High Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 High Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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