Branch County property record for 520 Hickory Ln, Coldwater, MI 49036 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,900 (Jun 2009) |
| Tax Bill | $3,817 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-S20-000-018-00 |
| Primary APN | 110-S20-000-018-00 |
|---|
| Lot Area | 15,246 sqft (0.35 acres) |
|---|
| Street Address | 520 HICKORY LN |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-7527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 18 & 19 SHADY OAKS SUB SEC 23 T7S R6W |
| Legal Range | 06W |
| Legal Township | 07S |
| Legal Section | 23 |
| Legal Subdivision | SHADY OAKS SUB |
| Legal Lot Number | 18-19 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | OVID |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 951000 |
Source: Branch County records · APN 110-S20-000-018-00
Assessment roll updated July 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 HICKORY LN, COLDWATER, MI 49036-7527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit SENTRY BANK AND TRUST |
| Apr 20, 2021 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2009 · Amount on Record |
| Deed Sale | Jun 30, 2009 · Amount on Record |
| Prior Sale | Aug 03, 2007 · Amount on Record |
| Deed Document Number | 20094799 |
| Prior Transfer Date | Jul 31, 2007 |
| Prior Transfer Doc | 200706885 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jun 24, 2026 |
| Property Address | 520 HICKORY LN, COLDWATER, MI 49036-7527 |
| Document Number | 0000004011 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20264011 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 520 HICKORY LN, COLDWATER, MI 49036-7527 |
| Document Number | 0000004011, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 20264011 |
| Name | SENTRY BANK AND TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 520 HICKORY LN, COLDWATER, MI 49036-7527 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202103249 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 2021-03249 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 01, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Ovid Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,139 (+0.26%) | $592,278 (+0.26%) | |
| 2025 | $3,817.00 (+2.61%) | $295,373 | $590,746 |
| 2024 | $3,720.00 |
Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260239510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2008, river or lake flooding |
| Wildfire Risk | Low above 2% of the US · above 4% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Lakeland Internet | Fixed Wireless (unlicensed) | 100 / 20 |
May also be available at this address: Verizon, T-Mobile USA, DMCI Broadband, Spectrum, Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
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