520 Hermit Thrush Way, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 520 Hermit Thrush Way, Chesapeake, VA 23323

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,464 sqft · built 2012
Lot Size	0.016 acres (704 sqft)
Owner	2 Individual Names on File
Last Sale	$194,900 (Mar 2019)
Tax Bill	$2,785 (2025)
Deeds & Mortgages	Nov 2020 Refinance Mar 2019 Sale & Mortgage
APN	`0442003000230`

Property Details

APN / Parcel Number

Primary APN	`0442003000230`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,464 sqft Living Area
1st Floor Area	728 sqft
Upper Floors Area	728 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	704 sqft (0.016 acres)
Porch	Open Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	520 HERMIT THRUSH WAY
City	CHESAPEAKE
State	VA
Zip	23323-2328
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD: PLANN
Legal Description	122 THE VILLAS AT CULPEPPER LANDING CONDO PH 6
Legal Subdivision	CULPEPPER LANDING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3014
Census Tract	21301

Owner

520 Hermit Thrush Way, a condominium, is owned and occupied by two individuals who bought it in March 2019.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 HERMIT THRUSH WAY, CHESAPEAKE, VA 23323-2328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Mar 13, 2019	Warranty Deed, Transfer · VA Mortgage UNITED MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2019 · Amount on File
Deed Sale	Mar 13, 2019 · Amount on File
Prior Sale	Apr 3, 2013 · Amount on File
Deed Document Number	20195677
Deed Book / Page	9994 / 483
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	520 HERMIT THRUSH WAY, CHESAPEAKE, VA 23323-2328
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10260/1801
Date	Nov 20, 2020
Book Page	10260/1801
Instrument	200043877

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 13, 2019
Property Address	520 HERMIT THRUSH WAY, CHESAPEAKE, VA 23323-2328
Document Number	9994/483
Book / Page	9994 / 483
Instrument Date	Mar 11, 2019
Instrument	190005677
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TITLE ALLIANCE GREENBRIER LLC, TITLE ALLIANCE GREENBRIER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 HERMIT THRUSH WAY, CHESAPEAKE, VA 23323-2328

Mortgage

Document Number	190005678
Date	Mar 13, 2019
Instrument	190005678

Lender

Name	UNITED MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 520 Hermit Thrush Way was $2,785.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,200 (+2.36%) Land $100,000 Building $182,200	$282,200 (+2.36%) Land $100,000 Building $182,200
2025	$2,785.00	$275,700 Land $100,000 Building $175,700	$275,700 Land $100,000 Building $175,700
2023		$237,900 (+10.19%) Land $80,000 Building $157,900	$237,900 (+10.19%) Land $80,000 Building $157,900
2022		$215,900 Land $70,000 Building $145,900	$215,900 Land $70,000 Building $145,900
2019	$1,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 520 Hermit Thrush Way; there have been 9 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Hermit Thrush Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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