520 Hearn Ln, Salisbury, MD 21801 Property Records

Wicomico County property record for 520 Hearn Ln, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,120 sqft · built 2018
Lot Size	0.379 acres (16,504 sqft)
Owner	Individual Name on Record
Last Sale	$143,500 (Apr 2018)
Tax Bill	$1,162 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-027459`

Property Details

APN / Parcel Number

Primary APN	`09-027459`
Alternative APN	`027459`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Total Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,504 sqft (0.379 acres)
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	027459
Street Address	520 HEARN LN
City	SALISBURY
State	MD
Zip	21801-1156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	BL C L 5A-16,504 SQF 520-522 HEARN LANE COR HEARN & BAILEY PLAT
Legal Subdivision	PARKER AND ASSOCIATES
Legal Block	C
Legal Lot Number	5A
Jurisdiction	WICOMICO MD
Township / Civil Division	9, SALISBURY
Census Block Group	4
Census Block	4006
Census Tract	10200

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 HEARN LN, SALISBURY, MD 21801-1156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 6, 2018	Grant Deed, Transfer · FHA Mortgage MONEY SOURCE
Jun 29, 2017	Trustee's Deed, Construction Loan · Construction Mortgage RAVIKANT SHARMA
Mar 8, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2018 · Amount on Record
Deed Sale	Apr 6, 2018 · Amount on Record
Prior Sale	Jun 23, 1976 · Amount on Record
Deed Book / Page	4307 / 417
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	520 HEARN LN, SALISBURY, MD 21801-1156
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 HEARN LN, SALISBURY, MD 21801-1156

Mortgage

Document Number	0056190247
Date	Oct 22, 2025
Book Page	5619/247

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Apr 6, 2018
Property Address	520 HEARN LN, SALISBURY, MD 21801-1156
Document Number	0043070417
Book / Page	004307 / 000417
Instrument Date	Mar 29, 2018
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	MID-ATLANTIC TITLE AND ESCROW COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 HEARN LN SALISBURY MD 218011156, SALISBURY, MD 21801-1156

Mortgage

Document Number	43070422
Date	Apr 6, 2018
Book Page	004307/000422

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2048

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WICOMICO MD
Recording Date	Jun 29, 2017
Property Address	520 HEARN LN, SALISBURY, MD 21801-1156
Document Number	0041900437
Book / Page	004190 / 000437
Instrument Date	Jun 6, 2017
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10227 WINCOPIN CIR #1236 COLUMBIA MD 210446518, 1236, COLUMBIA, MD 21044-6518

Mortgage

Document Number	41900437
Date	Jun 29, 2017
Book Page	004190/000437

Lender

Name	RAVIKANT SHARMA
Address	511 SAINT LUKES RD, FRUITLAND, MD 21826-2207

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 28, 2018

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Mar 8, 2017
Property Address	520 HEARN LN, SALISBURY, MD 21801-1156
Document Number	0041350475
Book / Page	004135 / 000475
Instrument Date	Mar 2, 2017
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$28.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	520 HEARN LN SALISBURY MD 218011156, SALISBURY, MD 21801-1156

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,300 (+68.97%) Land $15,100 Building $227,200	$242,300 (+68.97%) Land $15,100 Building $227,200
2025	$1,162.00 (+6.31%) Homeowner's exemption
2023	$1,093.00 Homeowner's exemption	$143,400 Land $15,100 Building $128,300	$143,400 Land $15,100 Building $128,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber.

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