520 Harvard Ave, Elyria, OH 44035 Property Records

Lorain County property record for 520 Harvard Ave, Elyria, OH 44035 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1952
Square Footage	1,426 sqft Living Area
Lot Size	6,970 sqft (0.16 acres)
Garage	Detached, 352 sqft
Occupancy	Owner Occupied
Tax Bill	$1,861.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`06-25-006-114-017`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,426 sqft Living Area
1st Floor	792 sqft 1st Floor
Upper Floors	634 sqft Upper Floors
Basement Area	792 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	6,970 sqft (0.16 acres)
Depth X Width	135 ft x 52 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	352 sqft Garage
Patio Area	220 sqft Patio
Porch Area	228 sqft Porch
Canopy Area	220 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	520 HARVARD AVE
City	ELYRIA
State	OH
Zip	44035-6630
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARVARD AVE ALLOT FRNT 0052.00 DPTH 0135.00
Legal Subdivision	HARVARD AVE ALLOT
Legal Tract	25
Legal Block	114
Legal Lot Number	83
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2022
Census Tract	71201

Owner

Source: Lorain County records · APN 06-25-006-114-017

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	520 HARVARD AVE, ELYRIA, OH 44035-6630
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 22, 2014
Transfer Doc	20150552134
Record Refreshed	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	520 HARVARD AVE, ELYRIA, OH 44035-6630
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 HARVARD AVE, ELYRIA, OH 44035-6630

Mortgage

Document Number	0000898456
Date	Nov 15, 2022
Instrument	2022-0898456

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,335.00 (-28.26%) Homeowner's exemption	$49,120 (-0.01%) Land $9,980 Building $39,140	$140,350 (-) Land $28,520 Building $111,830
2024	$1,861.00 (+31.89%)	$49,123 (+40.1%) Land $9,982 Building $39,141	$140,350 (+40.1%) Land $28,520 Building $111,830
2023	$1,411.00 (-1.26%)	$35,064 (+0.01%) Land $8,061 Building $27,003	$100,180 (-) Land $23,030 Building $77,150
2022	$1,429.00	$35,060 Land $8,060 Building $27,000
2021			$100,180 Land $23,030 Building $77,150

Flood & Wildfire

520 Harvard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.