520 H St, Findlay, OH 45840 Property Records

Hancock County property record for 520 H St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,206 sqft · built 1925
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$137,700 (Feb 2020)
Tax Bill	$1,138 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1011-181-11-001.000`

Property Details

APN / Parcel Number

Primary APN	`1011-181-11-001.000`
Alternative APN	`600000292000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,206 sqft Living Area
1st Floor Area	1,206 sqft
Basement Area	652 sqft
Unfinished Basement	652 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	28 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	520 H ST
City	FINDLAY
State	OH
Zip	45840-5724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHAFER ADD LOT 2798
Legal Subdivision	SHAFER ADD
Legal Lot Number	2798
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3025
Census Tract	600

Owner

Source: Hancock County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 H ST, FINDLAY, OH 45840-5724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jan 22, 2026	Transfer on Death Deed, Transfer
Feb 8, 2023	Survivorship Deed, Transfer · Conventional Mortgage SUPERIOR CU INC
Feb 18, 2020	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 12, 2019	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2020 · Amount on Record
Deed Sale	Feb 18, 2020 · Amount on Record
Prior Sale	Jul 12, 2019 · Amount on Record
Deed Document Number	20201408
Deed Book / Page	2565 / 3969
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	Jun 15, 2026
Property Address	520 H ST, FINDLAY, OH 45840-5724
Document Number	0000004386
Book / Page	2630 / 753
Instrument Date	May 28, 2026
Instrument	20264386
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 H ST, FINDLAY, OH 45840-5724
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004386,
Date	Jun 15, 2026
Book Page	2630/753
Instrument	20264386

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 22, 2026
Property Address	520 H ST, FINDLAY, OH 45840-5724
Document Number	002626/674
Book / Page	2626 / 674
Instrument Date	Jan 22, 2026
Instrument	202600000509
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 8, 2023
Property Address	520 H ST, FINDLAY, OH 45840-5724
Document Number	02600/5040
Book / Page	2600 / 5040
Instrument Date	Feb 8, 2023
Instrument	202300000817
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	SUPERIOR TITLE, SUPERIOR TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	520 H ST, FINDLAY, OH 45840-5724

Mortgage

Document Number	202300000818
Date	Feb 8, 2023
Instrument	202300000818

Lender

Name	SUPERIOR CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 18, 2020
Property Address	520 H ST, FINDLAY, OH 45840-5724
Document Number	02565/3969
Book / Page	2565 / 3969
Instrument Date	Feb 11, 2020
Instrument	202000001408
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 H ST, FINDLAY, OH 45840-5724

Mortgage

Document Number	202000001409
Date	Feb 18, 2020
Instrument	202000001409

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

July 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 12, 2019
Property Address	520 H ST, FINDLAY, OH 45840-5724
Document Number	02559/2414
Book / Page	2559 / 2414
Instrument Date	Jul 1, 2019
Instrument	201900005613
Transaction Type	Foreclosure
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WILLIPIE ST STE 300, 300, WAPAKONETA, OH 45895-1985

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,138.00 (+37.61%)	$47,270 (+42.9%) Land $6,700 Building $40,570	$135,070 (+42.92%) Land $19,150 Building $115,920
2024	$827.00 (-29.74%) Homeowner's exemption Senior Citizen's exemption	$33,080 (-) Land $4,660 Building $28,420
2023	$1,177.00 Homeowner's exemption	$33,080 Land $4,660 Building $28,420
2022			$94,510 Land $13,300 Building $81,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	30 (1997–2017)
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

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