520 Guy Rd, Phillipsburg, NJ 08865 Property Records

Warren County and Lopatcong Township property record for 520 Guy Rd, Phillipsburg, NJ 08865

Property Summary

Property TypeSingle Family Home
Details1,128 sqft · built 1970
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Jul 2024)
Tax Bill$4,882 (2025)
Deeds & MortgagesApr 2018 Sale & Mortgage
Dec 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APN15-00085-01-00039-03

Property Details

APN / Parcel Number

Primary APN15-00085-01-00039-03
Alternative APNs
  • 15000850001000390003
  • 150008501000393

Interior

Stories1 Story
Building Area1,128 sqft Living Area
1st Floor Area1,128 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeFrame
Lot Area6,534 sqft (0.15 acres)
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number150008501000393
Street Address520 GUY RD
CityPHILLIPSBURG
StateNJ
Zip08865-1735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR100
Legal Block85.1
Legal Lot Number39.3
JurisdictionWARREN NJ
Township / Civil DivisionLOPATCONG
Census Block Group4
Census Block4028
Census Tract32200

Owner

Source: Warren County and Lopatcong Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address520 GUY RD, PHILLIPSBURG, NJ 08865-1735
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2018Grant Deed, Transfer · FHA Mortgage
MICHIGAN MUTUAL
Dec 15, 2017Trustee's Deed, Foreclosure
FORTUNE TITLE AGENCY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2024 · Amount on Record
Deed SaleJul 17, 2024 · Amount on Record
Prior SaleApr 5, 2018 · Amount on Record
Deed Document Number2024608850
Deed Book / Page3437 / 291
Record UpdatedOct 29, 2026

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWARREN NJ
Recording DateApr 5, 2018
Property Address520 GUY RD, PHILLIPSBURG, NJ 08865-1735
Document Number0000490971
Book / Page002847 / 000260
Instrument DateFeb 26, 2018
Instrument490971
Transaction TypeTransfer
Record UpdatedMay 16, 2018
Title CompanyUNITAS TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$115.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address520 GUY RD PHILLIPSBURG NJ 088651735, PHILLIPSBURG, NJ 08865-1735

Mortgage

Document Number490972
DateApr 5, 2018
Book Page006566/000177
Instrument490972
Lender
NameMICHIGAN MUTUAL
TypeFunding / Finance Company
AddressPORT HURON, MI 48060
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 4, 2048

December 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWARREN NJ
Recording DateDec 15, 2017
Property Address520 GUY RD, PHILLIPSBURG, NJ 08865-1735
Document Number0000485750
Book / Page002817 / 000129
Instrument DateOct 25, 2017
Instrument485750
Transaction TypeForeclosure
Record UpdatedJan 23, 2018
Title CompanyFORTUNE TITLE AGENCY INC

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9990 RICHMOND AVE #400 HOUSTON TX 770424546, 400, HOUSTON, TX 77042-4546

Tax Assessment & Valuation

Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyWarren County
County SubdivisionLopatcong Township
Unified School DistrictLopatcong Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$160,500 (-) Land $83,800 Building $76,700$160,500 (-) Land $83,800 Building $76,700
2025$4,882.00 (+1.84%)$160,500 (-) Land $83,800 Building $76,700$160,500 (-) Land $83,800 Building $76,700
2024$4,794.00 (+4.79%)
2023$160,500 Land $83,800 Building $76,700$160,500 Land $83,800 Building $76,700
2022$4,575.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA NJ - PHILLIPSBURG
private · serves 26,686 people · EPA ID NJ2119001
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2025
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Service Electric Cable TV
Cable
1,000 / 40

May also be available: AT&T, Verizon.

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