Stearns County property record for 520 Graceview Dr, Saint Joseph, MN 56374
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,160 sqft · built 2003 |
| Lot Size | 0.048 acres (2,112 sqft) |
| Owner | Individual Name on File |
| Last Sale | $214,500 (Jul 2021) |
| Tax Bill | $2,924 (2026) |
| Deeds & Mortgages | Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 84-53533-0064 |
| Primary APN | 84-53533-0064 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| Gross Area | 1,404 sqft |
| 1st Floor Area | 1,160 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,112 sqft (0.048 acres) |
| Lot Dimensions | 66 ft deep x 32 ft wide |
| Garage Type | Attached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 520 GRACEVIEW DR |
|---|---|
| City | SAINT JOSEPH |
| State | MN |
| Zip | 56374-4557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 047 BLK 003 GRACEVIEW ESTATES SECTION 10 TOWNSHIP 124 RANGE 029 SECTION 10 TOWNSHIP 124 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 124 |
| Legal Section | 10 |
| Legal Subdivision | GRACEVIEW ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 47 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 11308 |
520 Graceview Dr is owned and occupied by an individual who bought it in July 2021.
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 GRACEVIEW DR, SAINT JOSEPH, MN 56374-4557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2021 · Amount on File |
| Deed Sale | Jul 1, 2021 · Amount on File |
| Prior Sale | Jun 28, 2005 · Amount on File |
| Deed Document Number | 20211607364 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 1, 2021 |
| Property Address | 520 GRACEVIEW DR, SAINT JOSEPH, MN 56374-4557 |
| Document Number | 00A1607364 |
| Instrument Date | Jun 30, 2021 |
| Instrument | A1607364 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 GRACEVIEW DR, SAINT JOSEPH, MN 56374-4557 |
The 2026 property tax bill for 520 Graceview Dr was $2,924 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Joseph City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,924.00 | ||
| 2025 | $239,600 Land $27,500 Building $212,100 | $239,600 Land $27,500 Building $212,100 | |
| 2023 | $2,834.00 | $232,600 Land $27,500 Building $205,100 | $232,600 Land $27,500 Building $205,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 Graceview Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 520 Graceview Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Joseph serves 7,100 people · EPA ID MN1730033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 60 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Intrepid Fiber Networks.
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