520 Gerry St, Gary, IN 46406 Property Records

Lake County property record for 520 Gerry St, Gary, IN 46406

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 784 sqft · built 1954
Lot Size	0.112 acres (4,879 sqft)
Owner	Individual Name on File
Tax Bill	$525 (2024)
Deeds & Mortgages	Dec 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`001-25-43-0085-0029`

Property Details

APN / Parcel Number

Primary APN	`001-25-43-0085-0029`
Alternative APNs	`45-07-01-329-014.000-004` `254300850029`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	784 sqft Living Area
Basement Area	784 sqft

Exterior

Year Built	Built 1954
Construction Type	Wood
Roof Material	Asphalt
Lot Area	4,879 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-43-0085-0029
Old Parcel Number	254300850029
Street Address	520 GERRY ST
City	GARY
State	IN
Zip	46406-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARY CITY ESTATES L.28 BL.H
Legal Subdivision	GARY CITY ESTATES
Legal Block	H
Legal Lot Number	28
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	3
Census Block	3011
Census Tract	10304

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	520 GERRY ST, GARY, IN 46406-1419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 1992
Deed Sale	Sep 15, 1992
Record Updated	Jun 8, 2026

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IN
Property Address	520 GERRY ST, GARY, IN 46406-1419
Document Number	0000004961
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 GERRY ST GARY IN 464061419, GARY, IN 46406-1419

Mortgage

Document Number	0000004961
Date	Jan 22, 2019
Instrument	4961

Lender

Name	NEW RESID'L MTG LLC

Agreement

Amount	Amount Recorded
Term	468 Months
Due	Jan 21, 2058

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,700 (+29.71%) Land $7,000 Building $46,700	$53,700 (+29.71%) Land $7,000 Building $46,700
2024	$525.00 (+28.99%)
2023		$41,400 (+11.89%) Land $7,000 Building $34,400	$41,400 (+11.89%) Land $7,000 Building $34,400
2022	$407.00 Homeowner's exemption	$37,000 Land $4,000 Building $33,000	$37,000 Land $4,000 Building $33,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

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