Sandusky County property record for 520 Gardner St, Bellevue, OH 44811
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,215 sqft · built 1915 |
| Lot Size | 0.369 acres (16,074 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,200 (Oct 2015) |
| Tax Bill | $1,096 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-60-00-0021-02 |
| Primary APN | 03-60-00-0021-02 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Upper Floors Area | 403 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 16,074 sqft (0.369 acres) |
| Lot Dimensions | 201 ft deep x 80 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 214 sqft |
| Deck Area | 225 sqft |
| Patio Area | 225 sqft |
| Heating System | HVAC |
|---|
| Street Address | 520 GARDNER ST |
|---|---|
| City | BELLEVUE |
| State | OH |
| Zip | 44811-1611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21 PT EPT 80 X 231 |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | SANDUSKY OH |
| Township / Civil Division | BELLEVUE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 962200 |
Source: Sandusky County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 GARDNER ST, BELLEVUE, OH 44811-1611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2015 · Amount on File |
| Deed Sale | Oct 5, 2015 · Amount on File |
| Deed Document Number | 20155784 |
| Deed Book / Page | 162 / 2453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDUSKY OH |
| Property Address | 520 GARDNER ST, BELLEVUE, OH 44811-1611 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 520 GARDNER ST, BELLEVUE, OH 44811-1611 |
| Document Number | 000261/261 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 261/261 |
| Instrument | 202200002916 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Address | SANDUSKY, OH 44870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
Source: Sandusky County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Bellevue City |
| County | Sandusky County |
| Unified School District | Bellevue City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,096.00 (+0.09%) | $25,630 (-) Land $7,950 Building $17,680 | |
| 2024 | $1,095.00 (+5.59%) | $25,630 (+11.92%) Land $7,950 Building $17,680 | $73,200 (+11.93%) Land $22,700 Building $50,500 |
| 2023 | $1,037.00 Homeowner's exemption | $22,900 Land $7,110 Building $15,790 | |
| 2021 | $65,400 Land $20,300 Building $45,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1979–2006) |
| Most Recent Claim | Jun 2006 · Severe Storms, Tornadoes, Straight Line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLEVUE CITY serves 8,236 people · EPA ID OH3900011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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