520 Frederick St, Lock Haven, PA 17745 Property Records

Clinton County property record for 520 Frederick St, Lock Haven, PA 17745

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,816 sqft · built 1900
Lot Size	0.206 acres (8,973 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Sep 2023)
Tax Bill	$1,816 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-5492`

Property Details

APN / Parcel Number

Primary APN	`11-5492`
Alternative APN	`B-F-0006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,816 sqft Living Area
Gross Area	4,856 sqft
1st Floor Area	1,480 sqft
Attic	Attic
Attic Area	1,168 sqft
Basement Area	1,480 sqft
Unfinished Basement	1,480 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1973
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,973 sqft (0.206 acres)
Lot Dimensions	180 ft deep x 50 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Account Number	B -F -0006
Street Address	520 FREDERICK ST
City	LOCK HAVEN
State	PA
Zip	17745-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	DEED BOOK=2007 , DEED PAGE=521 3; PROPERTY DESCRIPTION 1 >50 X 180 <
Jurisdiction	CLINTON PA
Township / Civil Division	FLEMINGTON
Census Block Group	4
Census Block	4006
Census Tract	30500

Owner

520 Frederick St is owned and occupied by an individual who bought it in September 2023.

Source: Clinton County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	520 FREDERICK ST, LOCK HAVEN, PA 17745-3133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2023 · Amount on File
Deed Sale	Sep 15, 2023 · Amount on File
Deed Document Number	20232966
Record Updated	Jun 8, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Sep 15, 2023
Property Address	520 FREDERICK ST, FLEMINGTON, PA 17745-3133
Document Number	0202302966
Instrument Date	Sep 8, 2023
Instrument	2023-02966
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 FREDERICK ST, FLEMINGTON, PA 17745-3133

Mortgage

Document Number	0202302967
Date	Sep 15, 2023
Instrument	2023-02967

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 520 Frederick St was $1,816 with a homeowner's exemption.

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
Municipality	Flemington Borough
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,816.00 Homeowner's exemption	$80,300 Land $15,900 Building $64,400
2023	$1,643.00	$80,300 Land $15,900 Building $64,400
2008			$80,300 Land $15,900 Building $64,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 520 Frederick St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–1984)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Frederick St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUBURBAN LOCK HAVEN WATER AUTH serves 9,700 people · EPA ID PA4180049
Water Source	Purchased surface water from CENT CLINTON CO WATER FIL AUTH
Last State Inspection	May 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2021
Treatment and Procedure	Coliform assessment Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
River Valley Internet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20