520 Freda Villa, Madison, TN 37115 Property Records

Nashville-Davidson Metropolitan Government property record for 520 Freda Villa, Madison, TN 37115

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,424 sqft · built 1962
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (May 2010)
Tax Bill	$4,016 (2025)
Deeds & Mortgages	Feb 2026 Transfer Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051-11-0-016-00`

Property Details

APN / Parcel Number

Primary APN	`051-11-0-016-00`
Alternative APN	`000023183`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,424 sqft Living Area
1st Floor Area	1,080 sqft
2nd Floor Area	1,080 sqft
Utility Area	96 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Other
Lot Area	44,867 sqft (1.03 acres)
Lot Dimensions	239 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	83 sqft
Deck Area	571 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000023183
Old Parcel Number	051110 01600
Street Address	520 FREDA VILLA
City	MADISON
State	TN
Zip	37115-5113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS20
Legal Description	LOT 94 SEC 10 OAKLAND ACRES
Legal Subdivision	OAKLAND ACRES SEC 10
Legal Lot Number	94
Jurisdiction	DAVIDSON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1008
Census Tract	10802

Owner

520 Freda Villa is owned and occupied by an individual who acquired it in February 2026.

Source: Nashville-Davidson Metropolitan Government records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	520 FREDA VILLA, MADISON, TN 37115-5113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Intrafamily Transfer, Transfer
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit ASCEND FCU
Nov 9, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 8, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2010 · Amount on File
Deed Sale	May 3, 2010 · Amount on File
Prior Sale	May 3, 2010 · Amount on File
Deed Document Number	0000033428
Last Transfer Date	Feb 11, 2026
Transfer Doc	0000010854
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIDSON TN
Recording Date	Feb 11, 2026
Property Address	520 FREDA VILLA, MADISON, TN 37115-5113
Document Number	0000010854
Map Reference	MB 2900 PG 140
Instrument Date	Feb 2, 2026
Instrument	20260211-0010854
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 FREDA VILLA, MADISON, TN 37115-5113

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	520 FREDA VILLA, MADISON, TN 37115-5113
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125093
Date	Nov 29, 2022
Instrument	20221129-0125093

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	520 FREDA VILLA, MADISON, TN 37115-5113
Transaction Type	Mortgage
Record Updated	Nov 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149636
Date	Nov 9, 2021
Instrument	20211109-0149636

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	520 FREDA VILLA, MADISON, TN 37115-5113
Document Number	0000007066
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 FREDA VILLA MADISON TN 371155113, MADISON, TN 37115-5113

Mortgage

Document Number	0000007066
Date	Jan 21, 2020
Instrument	7066

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 520 Freda Villa was $4,016.

Source: Nashville-Davidson Metropolitan Government assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County / Consolidated City	Nashville-Davidson Metropolitan Government
Unified School District	Metropolitan Nashville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,016.00	$142,750 Land $41,575 Building $101,175	$571,000 Land $166,300 Building $404,700
2023	$3,053.00 (-14.12%)	$93,850 (-) Land $21,250 Building $72,600
2022	$3,555.00	$93,850 Land $21,250 Building $72,600	$375,400 (-) Land $85,000 Building $290,400
2021			$375,400 Land $85,000 Building $290,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 Freda Villa in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–2013)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Freda Villa is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON SUBURBAN U.D. serves 84,437 people · EPA ID TN0000424
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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