520 Forrest St, Festus, MO 63028 Property Records

Jefferson County property record for 520 Forrest St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1940
Lot Size	0.197 acres (8,566 sqft)
Owner	Company Name on File
Last Sale	$143,640 (May 2023)
Tax Bill	$1,235 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jul 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`193.005.02033003`

Property Details

APN / Parcel Number

Primary APN	`193.005.02033003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	8,566 sqft (0.197 acres)
Lot Dimensions	142 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	520 FORREST ST
City	FESTUS
State	MO
Zip	63028-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	RC MOORES 2ND ADD LOT 8 BLOCK 1
Legal Range	6E
Legal Township	40N
Legal Section	05
Legal Subdivision	RC MOORES 2ND ADD
Legal Block	1
Legal Lot Number	8
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	4
Census Block	4001
Census Tract	700801

Owner

520 Forrest St is owned by a company that bought it in May 2023.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3490 WEBER RD, IMPERIAL, MO 63052-2025
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Warranty Deed, Transfer · Line of Credit CARROLLTON BANK
Jul 26, 2022	Special Warranty Deed, Transfer OLD REPUBLIC TITLE
Feb 1, 2017	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2023 · Amount on File
Deed Sale	May 1, 2023 · Amount on File
Prior Sale	Feb 23, 2021 · Amount on File
Deed Document Number	202310222
Prior Transfer Date	Feb 19, 2003
Prior Transfer Doc	0000012507
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 1, 2023
Property Address	520 FORREST ST, FESTUS, MO 63028-1330
Document Number	0000010222
Map Reference	MB 2 PG 20
Instrument Date	Apr 28, 2023
Instrument	2023R-010222
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3490 WEBER RD, IMPERIAL, MO 63052-2025

Mortgage

Document Number	0000010223
Date	May 1, 2023
Instrument	2023R-010223

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 26, 2022
Property Address	520 FORREST ST, FESTUS, MO 63028-1330
Document Number	0000024641
Map Reference	MB 2 PG 20
Instrument Date	Jul 13, 2022
Instrument	2022R-024641
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 HOME CAMPUS, 1, DES MOINES, IA 50328-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 STONE OAKS DR, ARNOLD, MO 63010-5400

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON MO
Property Address	520 FORREST ST, FESTUS, MO 63028-1330
Document Number	0000005774
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 FORREST ST FESTUS MO 630281330, FESTUS, MO 63028-1330

Mortgage

Document Number	0000005774
Date	Feb 24, 2017
Instrument	5774

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 520 Forrest St was $1,235, up 6.5% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,500 (-) Land $1,500 Building $21,000	$118,700 (-) Land $8,100 Building $110,600
2025	$1,235.00 (+6.47%)	$22,500 Land $1,500 Building $21,000	$118,700 (-) Land $8,100 Building $110,600
2024	$1,160.00 (+0.52%)		$118,700 (+9.91%) Land $8,100 Building $110,600
2023	$1,154.00	$20,500 Land $1,500 Building $19,000	$108,000 Land $8,100 Building $99,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 Forrest St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	21 (1982–2024)
Claims Outside the SFHA	5 of 21
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 520 Forrest St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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