520 Florida Ave, Florence, AL 35630 Property Records

Lauderdale County property record for 520 Florida Ave, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,197 sqft · built 1946
Lot Size	0.117 acres (5,125 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Feb 2023)
Tax Bill	$593 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-02-03-4-001-052-000`

Property Details

APN / Parcel Number

Primary APN	`24-02-03-4-001-052-000`
Alternative APNs	`104215` `035169` `103023` `55395`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,197 sqft Living Area
1st Floor Area	952 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,125 sqft
Lot Dimensions	205 ft deep x 25 ft wide
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	103023
Street Address	520 FLORIDA AVE
City	FLORENCE
State	AL
Zip	35630-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	197 X 200 IRR PT NE/4 OF SE/4 SEC 3 T3S R11W BEG @ A PT OF E SIDE OF VICTORIA ST EXTENDED 200 N FROM N SIDE OF MARTIN ST TH N
Legal Range	11W
Legal Township	03S
Legal Section	03
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1030
Census Tract	11000

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 FLORIDA AVE, FLORENCE, AL 35630-2328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Aug 10, 2022	Warranty Deed, Transfer
Jul 21, 2022	Warranty Deed, Transfer
Jun 24, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2023 · Amount on Record
Deed Sale	Feb 7, 2023 · Amount on Record
Prior Sale	Aug 10, 2022 · Amount on Record
Deed Document Number	0020234650
Deed Book / Page	2023 / 4650
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Feb 7, 2023
Property Address	520 FLORIDA AVE, FLORENCE, AL 35630-2328
Document Number	02023/4650
Book / Page	2023 / 4650
Instrument Date	Feb 6, 2023
Transaction Type	Transfer
Record Updated	Feb 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	187 COUNTY ROAD 42, FLORENCE, AL 35633-7612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 FLORIDA AVE, FLORENCE, AL 35630-2328

Mortgage

Document Number	0202304652
Date	Feb 7, 2023
Instrument	2023/04652

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Aug 10, 2022
Property Address	520 FLORIDA AVE, FLORENCE, AL 35630-2328
Document Number	2022/44635
Book / Page	2022 / 44635
Instrument Date	Aug 10, 2022
Transaction Type	Transfer
Record Updated	Feb 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 FOX FIRE DR, FLORENCE, AL 35630-7365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 COUNTY ROAD 42, FLORENCE, AL 35633-7612
Investor	Possibly a Property Investor

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 21, 2022
Property Address	520 FLORIDA AVE, FLORENCE, AL 35630-2328
Document Number	2022/40904
Book / Page	2022 / 40904
Instrument Date	Jul 13, 2022
Transaction Type	Transfer
Record Updated	Feb 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 OMAHA RD, BRISTOL, VA 24201-2925

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 FLORIDA AVE, FLORENCE, AL 35630-2328

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE AL
Recording Date	Jun 24, 2022
Property Address	520 FLORIDA AVE, FLORENCE, AL 35630-2328
Document Number	2022/36059
Book / Page	2022 / 36059
Instrument Date	Jun 24, 2022
Transaction Type	Transfer
Record Updated	Feb 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 FOX FIRE DR, FLORENCE, AL 35630-7365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 COUNTY ROAD 42, FLORENCE, AL 35633-7612
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$593.00 (+7.82%) Homeowner's exemption	$13,420 (+6.85%)	$135,820 (+8.19%) Land $11,400 Building $124,420
2024	$550.00 (-2.65%) Homeowner's exemption	$12,560 (+638.82%) Land $940 Building $11,620	$125,540 (+117.57%) Land $9,400 Building $116,140
2023	$565.00 (+13.68%)	$1,700 (-83.27%) Land $1,700	$57,700 (+13.58%) Land $8,500 Building $49,200
2022	$497.00	$10,160	$50,800 Land $9,400 Building $41,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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