Cherokee County property record for 520 Farmer Dr, Murphy, NC 28906 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2008 |
| Square Footage | 1,443 sqft Heated Area |
| Lot Size | 436,907 sqft (10 acres) |
| Garage | 560 sqft |
| Last Sale | $300,000 (2023) |
| Tax Bill | $1,415.00 (2025) |
Source: Cherokee County records · APN 457700900571000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 806 APPALACHIA CV, MURPHY, NC 28906-6517 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Mar 17, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2023 · Amount on Record |
| Deed Sale | Jul 31, 2023 · Amount on Record |
| Deed Doc Number | 20233702 |
| Deed Book / Page | 1739 / 641 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jul 31, 2023 |
| Property Address | 520 FARMER DR, MURPHY, NC 28906-1410 |
| Document Number | 001739/641 |
| Book / Page | 1739 / 641 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 3702 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1785 LIGHTSEY RD, ST AUGUSTINE, FL 32084-8232 |
| Name | Verified Name |
|---|---|
| Address | 806 APPALACHIA CV, MURPHY, NC 28906-6517 |
| Document Number | 0001739643 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 1739/643 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 520 FARMER DR, MURPHY, NC 28906-1410 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 1675/312 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 1675/312 |
| Instrument | 1751 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 520 FARMER DR, MURPHY, NC 28906-1410 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 1646/1030 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 1646/1030 |
| Instrument | 3015 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Dec 01, 2045 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,415.00 (+0.71%) | $205,310 (-) | $205,310 (-) Land $34,820 Building $170,490 |
| 2023 | $205,310 (-) | $205,310 (-) Land $34,820 Building $170,490 | |
| 2022 | $1,405.00 | $205,310 | $205,310 Land $34,820 Building $170,490 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 69% of the US · above 91% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 352 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 457700900571000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,443 sqft Heated Area |
| Gross Area | 3,371 sqft Gross Area |
| 1st Floor | 1,036 sqft 1st Floor |
| Upper Floors | 407 sqft Upper Floors |
| Basement Area | 476 sqft Basement |
| Finished Basement | 476 sqft Finished |
| Unfinished Basement | 1,036 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch Style |
| Exterior Material | Combination Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 436,907 sqft (10 acres) |
| Lot Width | 660 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 560 sqft Garage |
| Deck Area | 610 sqft Deck |
| Porch Area | 282 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 54547 |
|---|---|
| Street Address | 520 FARMER DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-1410 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | TRS 4 & 5 FR HEFFERNAN 1513/839 |
| Legal Subdivision | MARTIN AND GANELLE HUDDLESTON |
| Legal Tract | 4&5 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | BEAVERDAM |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 930300 |
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