520 Fair St, Carmel, NY 10512 Property Records

Putnam County and Patterson Town property record for 520 Fair St, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,580 sqft · built 1986
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Jul 2006)
Tax Bill	$11,512 (2024)
Deeds & Mortgages	Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`372400 34.13-1-7`

Property Details

APN / Parcel Number

Primary APN	`372400 34.13-1-7`
Alternative APN	`240003401300010070000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,580 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	1,248 sqft
Finished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	76,230 sqft (1.75 acres)
Lot Width	150 ft Width
View / Lot	Waterfront
Porch	Open Porch
Porch Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	520 FAIR ST
City	CARMEL
State	NY
Zip	10512-6145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	SUBDIVISION MAP OF ANGIOLI CORP
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	PUTNAM NY
Township / Civil Division	PATTERSON
Census Block Group	2
Census Block	2031
Census Tract	10201

Owner

520 Fair St is owned and occupied by an individual who acquired it in July 2019.

Source: Putnam County and Patterson Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	520 FAIR ST, CARMEL, NY 10512-6145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2006 · Amount on File
Deed Sale	Jul 18, 2006 · Amount on File
Deed Book / Page	1748 / 435
Last Transfer Date	Jul 25, 2019
Transfer Doc	0021210285
Record Updated	Oct 29, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM NY
Recording Date	Aug 1, 2019
Property Address	520 FAIR ST, CARMEL, NY 10512-6145
Document Number	0021210285
Book / Page	002121 / 000285
Instrument Date	Jul 25, 2019
Instrument	12006
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 FAIR ST CARMEL NY 105126145, CARMEL, NY 10512-6145

Tax Assessment & Valuation

Source: Putnam County and Patterson Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Patterson Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$426,200 (+5.99%) Land $115,300 Building $310,900	$426,200 (+5.99%) Land $115,300 Building $310,900
2024	$11,512.00	$402,100 (+6.01%) Land $108,800 Building $293,300	$402,100 (+6.01%) Land $108,800 Building $293,300
2023		$379,300 (+11.99%) Land $102,600 Building $276,700	$379,300 (+11.99%) Land $102,600 Building $276,700
2022		$338,700 Land $85,500 Building $253,200	$338,700 Land $85,500 Building $253,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Fair St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Fair St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOX RUN CONDOMINIUMS private · serves 475 people · EPA ID NY3903711
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	7 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20