520 Engel Dr, Orlando, FL 32807 Property Records

Orange County property record for 520 Engel Dr, Orlando, FL 32807

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,140 sqft · built 1955
Lot Size	0.218 acres (9,477 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Feb 2022)
Tax Bill	$3,322 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-22-30-2492-04-140`

Property Details

APN / Parcel Number

Primary APN	`34-22-30-2492-04-140`
Alternative APNs	`302234249204140` `516087` `521829` `526450`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	1,563 sqft
1st Floor Area	968 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1976
Exterior Material	Concrete
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	9,477 sqft (0.218 acres)

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Patio Area	195 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	520 ENGEL DR
City	ORLANDO
State	FL
Zip	32807-4830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A/AN
Legal Description	ENGELWOOD PARK T/94 LOT 14 BLK 4
Legal Range	30E
Legal Township	22S
Legal Section	34
Legal Subdivision	ENGELWOOD PARK
Legal Tract	2492
Legal Block	4
Legal Lot Number	14
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2016
Census Tract	13403

Owner

520 Engel Dr is owned and occupied by an individual who bought it in February 2022.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	520 ENGEL DR, ORLANDO, FL 32807-4830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2022 · Amount on File
Deed Sale	Feb 11, 2022 · Amount on File
Prior Sale	Aug 5, 2015 · Amount on File
Deed Document Number	202297686
Transfer Doc	6055001162
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 11, 2022
Property Address	520 ENGEL DR, ORLANDO, FL 32807-4830
Document Number	0000097686
Map Reference	MB T PG 94
Instrument Date	Jan 21, 2022
Instrument	20220097686
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FLORIDIAN TITLE LLC, FLORIDA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2311 SE 7TH AVE, 2311, OCALA, FL 34471-5373

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 ENGEL DR, ORLANDO, FL 32807-4830

Mortgage

Document Number	0000097687
Date	Feb 11, 2022
Instrument	20220097687

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	520 ENGEL DR, ORLANDO, FL 32807-4830
Document Number	0000279502
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	AFFILIATED TITLE/CTRL FL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	520 ENGEL DR ORLANDO FL 328074830, ORLANDO, FL 32807-4830

Mortgage

Document Number	0000279502
Date	May 6, 2019
Instrument	279502

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 520 Engel Dr was $3,322, up 4.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,991 (+2.7%)	$236,310 (-2.22%) Land $105,000 Building $131,310
2025	$3,322.00 (+4.63%) Homeowner's exemption	$211,286	$241,670 Land $105,000 Building $136,670
2024	$3,175.00 (+6.01%)
2023	$2,995.00 (+68.64%) Homeowner's exemption	$199,350 (+51.59%) Land $92,000 Building $107,350	$199,350 (+8.02%) Land $92,000 Building $107,350
2022	$1,776.00 Homeowner's exemption	$131,507	$184,552 Land $100,000 Building $84,552

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Engel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Engel Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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