Orange County property record for 520 Emerald Bay, Laguna Beach, CA 92651
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,679 sqft · built 1961 |
| Lot Size | 0.164 acres (7,140 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $12,098 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-081-06 |
| Primary APN | 053-081-06 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,679 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 7,140 sqft (0.164 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 520 EMERALD BAY |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-1270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 1108 BLK LOT 27 |
| Legal Subdivision | TRACT 1108 |
| Legal Tract | 1108 |
| Legal Lot Number | 27 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 62656 |
520 Emerald Bay is held in a trust since June 2021.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 323 EMERALD BAY, LAGUNA BEACH, CA 92651-1212 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 1, 2021 |
| Transfer Doc | 0000399980 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jun 17, 2021 |
| Property Address | 520 EMERALD BAY, LAGUNA BEACH, CA 92651-1270 |
| Document Number | 0000399980 |
| Map Reference | MB 35 PG 39-41 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 2021000399980 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 520 EMERALD BAY, LAGUNA BEACH, CA 92651-1270 |
The 2025 property tax bill for 520 Emerald Bay was $12,098.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,212,521 (+2%) Land $970,251 Building $242,270 | |
| 2025 | $12,098.00 | $1,188,747 Land $951,227 Building $237,520 |
| 2023 | $11,588.00 (+2.55%) | $1,142,588 Land $914,290 Building $228,298 |
| 2022 | $11,300.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 520 Emerald Bay in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Emerald Bay is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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