520 Eloise Dr, Rockwall, TX 75032 Property Records

Rockwall County property record for 520 Eloise Dr, Rockwall, TX 75032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,590 sqft · built 2019
Lot Size	0.502 acres (21,858 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,600 (Feb 2020)
Tax Bill	$11,688 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R88267`

Property Details

APN / Parcel Number

Primary APN	`R88267`
Alternative APNs	`S4376-000D-0009-00-0R` `88267`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,590 sqft Living Area
Gross Area	4,728 sqft
1st Floor Area	3,590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,858 sqft (0.502 acres)
Lot Dimensions	216 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	1,061 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	77 sqft
Patio Area	279 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	520 ELOISE DR
City	ROCKWALL
State	TX
Zip	75032-8984
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCRUMMEN ESTATES, BLOCK D, LOT 9
Legal Subdivision	MCCRUMMEN ESTATES
Legal Tract	9
Legal Block	D
Legal Lot Number	9
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1001
Census Tract	40511

Owner

Source: Rockwall County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 ELOISE DR, ROCKWALL, TX 75032-8984
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Feb 5, 2026	Intrafamily Transfer, Transfer
Feb 19, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 31, 2019	Vendor's Lien, Transfer · Construction Mortgage WASHINGTON FEDERAL NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2020 · Amount on Record
Deed Sale	Feb 19, 2020 · Amount on Record
Prior Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	20203211
Last Transfer Date	Jan 22, 2026
Transfer Doc	0000002087
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	520 ELOISE DR, ROCKWALL, TX 75032-8984
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029636
Date	Oct 29, 2021
Instrument	20210000029636

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	520 ELOISE DR, ROCKWALL, TX 75032-8984
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019701
Date	Sep 1, 2022
Instrument	20220000019701

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKWALL TX
Recording Date	Feb 5, 2026
Property Address	520 ELOISE DR, ROCKWALL, TX 75032-8984
Document Number	0000002087
Map Reference	CAB I PG 147
Instrument Date	Jan 22, 2026
Instrument	20260000002087
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 ELOISE DR, HEATH, TX 75032-8984

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	520 ELOISE DR, HEATH, TX 75032-8984

February 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Feb 19, 2020
Property Address	520 ELOISE DR, HEATH, TX 75032-8984
Document Number	0000003211
Map Reference	CAB I PG 147
Instrument Date	Feb 19, 2020
Instrument	20200000003211
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 ELOISE DR, HEATH, TX 75032-8984

Mortgage

Document Number	0000003212
Date	Feb 19, 2020
Instrument	20200000003212

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jul 31, 2019
Property Address	520 ELOISE DR, HEATH, TX 75032-8984
Document Number	0000012832
Map Reference	CAB I PG 147
Instrument Date	Jul 30, 2019
Instrument	20190000012832
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	BENCHMARK TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8214 WESTCHESTER DR STE 710, 710, DALLAS, TX 75225-6133
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012833
Date	Jul 31, 2019
Instrument	20190000012833

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Heath City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$884,251 (+6.89%) Land $178,000 Building $706,251	$884,251 (-5.54%) Land $178,000 Building $706,251
2025	$11,688.00 (+0.97%) Homeowner's exemption	$827,217 (-9.07%)	$936,136 (+2.9%) Land $178,000 Building $758,136
2024	$11,576.00 (+18.95%)
2023	$9,732.00 (-7.87%) Homeowner's exemption	$909,740 Land $222,500 Building $687,240	$909,740 Land $222,500 Building $687,240
2021	$10,563.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HEATH serves 10,464 people · EPA ID TX1990014
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	May 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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