York County and Biddeford City property record for 520 Elm St, Biddeford, ME 04005
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,016 sqft · built 1940 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on Record |
| Last Sale | $165,400 (Jan 2017) |
| Tax Bill | $5,269 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:14 L:14 |
| Primary APN | BIDD M:14 L:14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| Gross Area | 3,356 sqft |
| 1st Floor Area | 1,216 sqft |
| Basement Area | 1,216 sqft |
| Unfinished Basement | 1,216 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 140140000 |
|---|---|
| Street Address | 520 ELM ST |
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-4220 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | B2 |
| Legal Lot Number | 14 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 25100 |
Source: York County and Biddeford City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 528 ELM ST, BIDDEFORD, ME 04005-4220 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 16, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Oct 5, 2018 | Deed of Trust, Mortgage BIDDEFORD SACO AREA ECONOMIC D |
| Jan 31, 2017 | Intrafamily Transfer, Transfer SACO & BIDDEFORD SAVS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2017 · Amount on Record |
| Deed Sale | Jan 31, 2017 · Amount on Record |
| Prior Sale | Apr 20, 2011 |
| Deed Document Number | 20174454 |
| Deed Book / Page | 17414 / 277 |
| Transfer Doc | 0174140277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Feb 16, 2024 |
| Property Address | 520 ELM ST, BIDDEFORD, ME 04005-4220 |
| Document Number | 0193890866 |
| Book / Page | 19389 / 866 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 2024004711 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 528 ELM ST, BIDDEFORD, ME 04005-4220 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 520 ELM ST, BIDDEFORD, ME 04005-4220 |
| Document Number | 0178220345 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 520 ELM ST BIDDEFORD ME 040054220, BIDDEFORD, ME 04005-4220 |
| Document Number | 0178220345 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 017822/000345 |
| Instrument | 43507 |
| Name | BIDDEFORD SACO AREA ECONOMIC D |
|---|---|
| Address | BIDDEFORD, ME 04005 |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Jan 31, 2017 |
| Property Address | 520 ELM ST, BIDDEFORD, ME 04005-4220 |
| Document Number | 0174140277 |
| Book / Page | 17414 / 0277 |
| Instrument | 2017004454 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2017004455 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 2017004455 |
| Name | SACO & BIDDEFORD SAVS |
|---|
| Amount | Amount Recorded |
|---|
Source: York County and Biddeford City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,269.00 (+6.1%) | $352,700 (+1%) Land $157,900 Building $194,800 |
| 2024 | $4,966.00 (+9.26%) | $349,200 (+0.81%) Land $157,900 Building $191,300 |
| 2023 | $4,545.00 (+18.14%) | $346,400 (+47.78%) Land $157,900 Building $188,500 |
| 2022 | $3,847.00 | $234,400 Land $86,000 Building $148,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1981–2007) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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