520 Elberta St, Muskogee, OK 74403 Property Records

Muskogee County property record for 520 Elberta St, Muskogee, OK 74403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,545 sqft · built 1978
Lot Size	0.402 acres (17,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,349 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2420-02-003-025-1-079-07`

Property Details

APN / Parcel Number

Primary APN	`2420-02-003-025-1-079-07`
Alternative APNs	`0004007907` `510009628`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,545 sqft Living Area
1st Floor Area	1,545 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,500 sqft (0.402 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	30 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	510009628
Street Address	520 ELBERTA ST
City	MUSKOGEE
State	OK
Zip	74403-8323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	GRANDVIEW NORTH LOT 25 BLOCK 3
Legal Subdivision	GRANDVIEW NORTH
Legal Block	3
Legal Lot Number	25
Jurisdiction	MUSKOGEE OK
Township / Civil Division	MUSKOGEE
Census Block Group	1
Census Block	1002
Census Tract	901

Owner

520 Elberta St is owned and occupied by two individuals.

Source: Muskogee County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 ELBERTA ST, MUSKOGEE, OK 74403-8323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKOGEE OK
Property Address	520 ELBERTA ST, MUSKOGEE, OK 74403-8323
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 ELBERTA ST, MUSKOGEE, OK 74403-8323

Mortgage

Document Number	0000006083
Date	May 13, 2022
Book Page	4801/861
Instrument	2022-006083

Lender

Name	BANCFIRST
Type	Bank
Address	MUSKOGEE, OK 74402

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 10, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 520 Elberta St was $1,349 with a homeowner's exemption, up 8.6% from the year before.

Source: Muskogee County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Muskogee County
Municipality	Muskogee City
Unified School District	Hilldale Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,504 (+6.09%) Land $844 Building $12,660	$122,761 Land $7,674 Building $115,087
2025	$1,349.00 (+8.62%) Homeowner's exemption	$12,729 (-) Land $796 Building $11,933
2024	$1,242.00 (+3.67%) Homeowner's exemption	$12,729 (-) Land $796 Building $11,933	$134,359 (+0.08%) Land $10,938 Building $123,421
2023	$1,198.00 Homeowner's exemption	$12,729 Land $722 Building $12,007	$134,249 Land $6,563 Building $127,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Elberta St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Elberta St is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 78% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSKOGEE MUNICIPAL AUTHORITY serves 38,310 people · EPA ID OK1021607
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jan 2026 Total trihalomethanes not recorded as resolved · Jan 2023 Haloacetic acids resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20