520 Edward St, Phillipsburg, NJ 08865 Property Records

Warren County and Lopatcong Township property record for 520 Edward St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,430 sqft · built 2006
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$237,500 (Jun 2018)
Tax Bill	$7,419 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-00085-05-00015`

Property Details

APN / Parcel Number

Primary APN	`15-00085-05-00015`
Alternative APN	`1500085000500015`

Interior

Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	1,430 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	520 EDWARD ST
City	PHILLIPSBURG
State	NJ
Zip	08865-1985
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	ADDITIONAL LOTS: CHRISTIE MP5
Legal Subdivision	DELAWARE XING/MORRIS PARK
Legal Block	85.5
Legal Lot Number	15
Jurisdiction	WARREN NJ
Township / Civil Division	LOPATCONG
Census Block Group	4
Census Block	4025
Census Tract	32200

Owner

Source: Warren County and Lopatcong Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 EDWARD ST, PHILLIPSBURG, NJ 08865-1985
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2017	Deed of Trust, Mortgage · Conventional with PMI BAKER FCU
Aug 22, 2017	Grant Deed, Transfer NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Prior Sale	Aug 22, 2017 · Amount on Record
Deed Document Number	2018493922
Deed Book / Page	2865 / 224
Prior Transfer Date	Jul 31, 2014
Prior Transfer Doc	2565/078
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	520 EDWARD ST, PHILLIPSBURG, NJ 08865-1985
Document Number	0000482371
Book / Page	006501 / 000163
Instrument Date	Sep 27, 2017
Transaction Type	Mortgage
Record Updated	Oct 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 EDWARD ST PHILLIPSBURG NJ 088651985, PHILLIPSBURG, NJ 08865-1985

Mortgage

Document Number	0000482371
Date	Oct 6, 2017
Book Page	006501/000163
Instrument	482371

Lender

Name	BAKER FCU
Type	Credit Union
Address	PHILLIPSBURG, NJ 08865

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Oct 5, 2037

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Aug 22, 2017
Property Address	520 EDWARD ST, PHILLIPSBURG, NJ 08865-1985
Document Number	0000479990
Book / Page	002787 / 000187
Instrument Date	Aug 3, 2017
Instrument	479990
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	520 EDWARD ST PHILLIPSBURG NJ 088651985, PHILLIPSBURG, NJ 08865-1985

Tax Assessment & Valuation

Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Lopatcong Township
Unified School District	Lopatcong Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,900 (-) Land $97,800 Building $146,100	$243,900 (-) Land $97,800 Building $146,100
2025	$7,419.00 (+1.84%)	$243,900 (-) Land $97,800 Building $146,100	$243,900 (-) Land $97,800 Building $146,100
2024	$7,285.00 (+4.77%)
2023		$243,900 Land $97,800 Building $146,100	$243,900 Land $97,800 Building $146,100
2022	$6,953.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40

May also be available: AT&T, Verizon.

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