Stanly County property record for 520 Edgemont St, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,370 sqft · built 1916 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Jan 2007) |
| Tax Bill | $1,208 (2026) |
| Deeds & Mortgages | Aug 2025 Mortgage Feb 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 654903007457 |
| Primary APN | 654903007457 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,370 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 150 ft deep x 72 ft wide |
| Garage Area | 240 sqft |
| Porch | Porch |
| Porch Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 1515962 |
|---|---|
| Street Address | 520 EDGEMONT ST |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-2715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | HSE 520 EDGEMONT ST LOT 229 654917042 |
| Legal Subdivision | WISCASSETT MILLS CO VILLAGE SUBDIVISION |
| Legal Lot Number | 229 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | NORTH ALBEMARLE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 930500 |
520 Edgemont St is owned and occupied by an individual who acquired it in February 2017.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 EDGEMONT ST, ALBEMARLE, NC 28001-2715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2025 | Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC |
| Feb 28, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2007 · Amount on File |
| Deed Sale | Jan 26, 2007 · Amount on File |
| Deed Book / Page | 1160 / 786 |
| Last Transfer Date | Feb 27, 2017 |
| Transfer Doc | 0000388515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 520 EDGEMONT ST, ALBEMARLE, NC 28001-2715 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 520 EDGEMONT ST, ALBEMARLE, NC 28001-2715 |
| Document Number | 0000480062 |
|---|---|
| Date | Aug 13, 2025 |
| Book Page | 1891/501 |
| Instrument | 480062 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Feb 28, 2017 |
| Property Address | 520 EDGEMONT ST, ALBEMARLE, NC 28001-2715 |
| Document Number | 0000388515 |
| Book / Page | 001599 / 000410 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 388515 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 EDGEMONT ST ALBEMARLE NC 280012715, ALBEMARLE, NC 28001-2715 |
The 2026 property tax bill for 520 Edgemont St was $1,208.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,208.00 | $107,916 (-) Land $11,880 Building $96,036 | $107,916 (-) Land $11,880 Building $96,036 |
| 2025 | $1,208.00 | $107,916 Land $11,880 Building $96,036 | $107,916 Land $11,880 Building $96,036 |
| 2023 | $899.00 | $73,720 Land $6,048 Building $67,672 | $73,720 Land $6,048 Building $67,672 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 Edgemont St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Jul 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Edgemont St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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