520 E Ward St, Versailles, OH 45380 Property Records

Darke County property record for 520 E Ward St, Versailles, OH 45380

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,150 sqft · built 1953
Lot Size	0.284 acres (12,402 sqft)
Owner	Individual Name on File
Last Sale	$292,000 (Dec 2021)
Tax Bill	$3,297 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T76-2-410-19-01-04-13400`

Property Details

APN / Parcel Number

Primary APN	`T76-2-410-19-01-04-13400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,150 sqft Living Area
1st Floor Area	2,150 sqft
Basement Area	627 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	12,402 sqft (0.284 acres)
Lot Dimensions	124 ft deep x 100 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	520 E WARD ST
City	VERSAILLES
State	OH
Zip	45380-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMSONS ADDN WHOLE LOT 234 & 12' ALLEY & PT W SD LOT 235
Legal Subdivision	WILLIAMSONS ADDN
Legal Lot Number	234-235
Jurisdiction	DARKE OH
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4039
Census Tract	530100

Owner

520 E Ward St is owned and occupied by an individual who bought it in December 2021.

Source: Darke County records, as of February 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	520 E WARD ST, VERSAILLES, OH 45380-1436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Prior Sale	Sep 14, 2016
Deed Document Number	202100008868
Deed Book / Page	552 / 5471
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARKE OH
Recording Date	Dec 16, 2021
Property Address	520 E WARD ST, VERSAILLES, OH 45380-1436
Document Number	00552/5471
Book / Page	552 / 5471
Map Reference	VOL 103 PG 24
Instrument Date	Dec 9, 2021
Instrument	202100008868
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	520 E WARD ST, VERSAILLES, OH 45380-1436

Mortgage

Document Number	202100008869
Date	Dec 16, 2021
Instrument	202100008869

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 520 E Ward St was $3,297 with a homeowner's exemption.

Source: Darke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Wayne Township
Municipality	Versailles Village
Unified School District	Versailles Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,297.00 Homeowner's exemption	$98,980 Land $11,990 Building $86,990	$282,800 Land $34,270 Building $248,530
2023	$3,303.00 Homeowner's exemption	$98,980 Land $11,990 Building $86,990	$282,800 Land $34,270 Building $248,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 E Ward St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1989)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 E Ward St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERSAILLES VILLAGE PWS serves 2,687 people · EPA ID OH1901312
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
altafiber Network Solutions Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wabash Communications.

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