520 E Spruce Dr, #35-2B, Palatine, IL 60074 Property Records

Cook County property record for 520 E Spruce Dr, #35-2B, Palatine, IL 60074

Property Summary

Property Type	Condominium
Details	2 bd · 1,067 sqft · built 1982
Lot Size	1.72 acres (75,094 sqft)
Owner	Individual Name on Record
Last Sale	$144,000 (Jul 2023)
Tax Bill	$2,246 (2023)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-400-061-1088`

Property Details

APN / Parcel Number

Primary APN	`02-02-400-061-1088`

Interior

Bedrooms	2 Beds
Units	6 Units
Building Area	1,067 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Lot Area	75,094 sqft

Location & Zoning

Street Address	520 E SPRUCE DR, 2B
City	PALATINE
State	IL
Zip	60074-2320
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(PINE) (CREEK) CONDOMINIUM SEC 02-42-10
Legal Range	10E
Legal Township	42N
Legal Section	02
Legal Subdivision	PINE CREEK CONDOMINIUM
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	2
Census Block	2027
Census Tract	803608

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 E SPRUCE DR, 2B, PALATINE, IL 60074-2320
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Warranty Deed, Transfer · VA Mortgage PROVISOR INC
Sep 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Prior Sale	Aug 4, 2011 · Amount on Record
Deed Document Number	202357009
Prior Transfer Date	Sep 19, 2019
Prior Transfer Doc	0000055090
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 26, 2023
Property Address	520 E SPRUCE DR APT 2B, 2B, PALATINE, IL 60074-2320
Document Number	0020757009
Instrument Date	Jul 3, 2023
Instrument	2320757009
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	FORTRESS TITLE LC, FORTRESS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E SPRUCE DR APT 2B, 2B, PALATINE, IL 60074-2320

Mortgage

Document Number	0020757010
Date	Jul 26, 2023
Instrument	2320757010

Lender

Name	PROVISOR INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.37%

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Sep 25, 2019
Property Address	520 E SPRUCE DR # 35-2B, 35-2B, PALATINE, IL 60074-2320
Document Number	1926855090
Instrument Date	Sep 19, 2019
Instrument	26855090
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E SPRUCE DR #2B PALATINE IL 600742320, 2B, PALATINE, IL 60074-2320

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Oct 18, 2018
Property Address	520 E SPRUCE DR # 35-2B, 35-2B, PALATINE, IL 60074-2320
Document Number	1829115008
Instrument Date	Aug 24, 2018
Instrument	29115008
Transaction Type	Transfer
Record Updated	Oct 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 E SPRUCE DR #2B PALATINE IL 600742320, 2B, PALATINE, IL 60074-2320

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,120 (+38.68%) Land $333 Building $14,787	$151,200 (+38.68%) Land $3,330 Building $147,870
2023	$2,246.00 (+4.81%)
2022	$2,143.00 (+81.92%)	$10,903 (+56.65%) Land $288 Building $10,615	$109,030 (+56.65%) Land $2,880 Building $106,150
2021	$1,178.00 Homeowner's exemption	$6,960 Land $244 Building $6,716	$69,600 Land $2,440 Building $67,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2013)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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