520 E Prospect St, York, PA 17403 Property Records

York County property record for 520 E Prospect St, York, PA 17403

Property Summary

Property Type	Townhouse
Details	5 bd · 1 ba · 1,740 sqft · built 1900
Lot Size	0.048 acres (2,091 sqft)
Owner	Individual Name on Record
Last Sale	$19,500 (Oct 2002)
Tax Bill	$2,973 (2026)
Deeds & Mortgages	Jun 2019 Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-432-19-0020.00-00000`

Property Details

APN / Parcel Number

Primary APN	`12-432-19-0020.00-00000`
Alternative APNs	`1243021900200000000` `120355500`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,740 sqft Living Area
1st Floor Area	646 sqft
Basement Area	198 sqft
Unfinished Basement	198 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Townhouse
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Flat
Lot Area	2,091 sqft (0.048 acres)
View / Lot	Major Street/Thoroughfare
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	520 E PROSPECT ST
City	YORK
State	PA
Zip	17403-2407
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RS
Jurisdiction	YORK PA
Township / Civil Division	YORK
Census Block Group	2
Census Block	2006
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the York Historic District (Boundary Increase) listed 2008 · 47 contributing resources · NRIS 08001271

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2770 CHESTNUT RUN RD, YORK, PA 17402-8858
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage YORK TRADITIONS BANK
May 19, 2022	Agreement of Sale, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2002 · Amount on Record
Deed Sale	Oct 17, 2002 · Amount on Record
Prior Sale	Dec 6, 1993 · Amount on Record
Deed Document Number	200284589
Deed Book / Page	1522 / 6779
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	520 E PROSPECT ST, YORK, PA 17403-2407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023744
Date	Jun 10, 2019
Book Page	2520/8309
Instrument	2019023744

Lender

Name	YORK TRADITIONS BANK
Type	Bank
Address	YORK, PA 17402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2022: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	YORK PA
Recording Date	May 19, 2022
Property Address	520 E PROSPECT ST, YORK, PA 17403-2407
Document Number	0000027639
Book / Page	2729 / 1453
Instrument Date	Feb 20, 2015
Instrument	2022027639
Transaction Type	Transfer
Record Updated	May 26, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2770 CHESTNUT RUN RD, 2770, YORK, PA 17402-8858

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E PROSPECT ST, YORK, PA 17403-2407

Tax Assessment & Valuation

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	York City
Unified School District	York City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,973.00 (+3.41%)	$46,310 (-) Land $9,840 Building $36,470
2024	$2,875.00	$46,310 Land $9,840 Building $36,470
2006			$46,310 Land $9,840 Building $36,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,085 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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