Ottawa County property record for 520 E Park St, Oak Harbor, OH 43449
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,642 sqft · built 1997 |
| Lot Size | 0.658 acres (28,688 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $213,000 (Oct 2023) |
| Tax Bill | $3,407 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Sep 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042975-5 |
| Primary APN | 042975-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,642 sqft Living Area |
| 1st Floor Area | 1,642 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 28,688 sqft (0.658 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 042975-5 |
|---|---|
| Street Address | 520 E PARK ST |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-1548 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 520 COUNTRY MEADOWS CONDO 5TH AMENDMENT 1997 |
| Legal Subdivision | COUNTRY MEADOWS CONDOMINIUMS |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 50700 |
Source: Ottawa County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 520 E PARK ST, OAK HARBOR, OH 43449-1548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2023 | Survivorship Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Sep 12, 2023 | Intrafamily Transfer, Transfer |
| Jun 17, 2022 | Deed of Trust, Mortgage · Line of Credit THE CROGHAN COLONIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2023 · Amount on Record |
| Deed Sale | Oct 6, 2023 · Amount on Record |
| Prior Sale | Jan 13, 1997 · Amount on Record |
| Deed Document Number | 20236298 |
| Deed Book / Page | 1964 / 887 |
| Prior Transfer Date | Sep 8, 2023 |
| Prior Transfer Doc | 0000005739 |
| Record Updated | Sep 20, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Oct 6, 2023 |
| Property Address | 520 E PARK ST, OAK HARBOR, OH 43449-1548 |
| Document Number | 0000006298 |
| Book / Page | 1964 / 887 |
| Map Reference | VOL 34 PG 17 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 202300006298 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | RIT COAST TITLE, TRI COAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 520 E PARK ST, OAK HARBOR, OH 43449-1548 |
| Document Number | 0000006299 |
|---|---|
| Date | Oct 6, 2023 |
| Instrument | 202300006299 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Sep 12, 2023 |
| Property Address | 520 E PARK ST, OAK HARBOR, OH 43449-1548 |
| Document Number | 0000005739 |
| Book / Page | 1961 / 558 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 202300005739 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3429 PICKLE RD, OREGON, OH 43616-4121 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 520 E PARK ST, OAK HARBOR, OH 43449-1548 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 520 E PARK ST, OAK HARBOR, OH 43449-1548 |
| Document Number | 0000318452 |
|---|---|
| Date | Jun 17, 2022 |
| Book Page | 1903/208 |
| Instrument | 2022-318452 |
| Name | THE CROGHAN COLONIAL BANK |
|---|---|
| Type | Bank |
| Address | OAK HARBOR, OH 43449 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Salem Township |
| Municipality | Oak Harbor Village |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,407.00 (-5.15%) | $79,853 (-) Land $24,150 Building $55,703 | |
| 2024 | $3,592.00 (+38.85%) | $79,853 (+31.89%) Land $24,150 Building $55,703 | $228,150 (+31.89%) Land $69,000 Building $159,150 |
| 2023 | $2,587.00 (+21.23%) | $60,547 (+15.33%) Land $16,100 Building $44,447 | |
| 2022 | $2,134.00 | $52,497 Land $8,050 Building $44,447 | |
| 2021 | $172,990 Land $46,000 Building $126,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1980–1998) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK HARBOR VILLAGE serves 4,400 people · EPA ID OH6202603 |
|---|---|
| Water Source | Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
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