520 E Main St, Ottumwa, IA 52501 Property Records

Wapello County property record for 520 E Main St, Ottumwa, IA 52501

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,540 sqft · built 1900
Lot Size	0.075 acres (3,278 sqft)
Owner	Individual Name on File
Tax Bill	$1,346 (2026)
Deeds & Mortgages	Mar 2026 Re-recorded Document Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007411240320000`

Property Details

APN / Parcel Number

Primary APN	`007411240320000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Units	4 Units
Stories	1 Story
Building Area	1,540 sqft Total Area
1st Floor Area	1,540 sqft
Basement Area	1,540 sqft
Unfinished Basement	1,540 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Stone
Roof Type	Flat
Roof Material	Urethane Foam
Lot Area	3,278 sqft (0.075 acres)
Lot Dimensions	149 ft deep x 22 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	520 E MAIN ST
City	OTTUMWA
State	IA
Zip	52501-3020
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	OTTUMWA ORIGINAL NW 22'LOT 352 BLK 32 (520 E MAIN-APT A&B)
Legal Subdivision	OTTUMWA ORIG
Legal Block	32,520
Legal Lot Number	352
Jurisdiction	WAPELLO IA
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1068
Census Tract	960500

Owner

520 E Main St, a duplex, is owned by an individual.

Source: Wapello County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	509 E MAIN ST, OTTUMWA, IA 52501-3029
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Re-recorded Document
Feb 19, 2026	Intrafamily Transfer, Transfer
May 28, 2019	Deed of Trust, Mortgage · Unknown COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WAPELLO IA
Recording Date	Mar 5, 2026
Property Address	520 E MAIN ST, OTTUMWA, IA 52501-3020
Document Number	002026/842
Book / Page	2026 / 842
Instrument Date	Oct 15, 2025
Instrument	2026 0842
Record Updated	Apr 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	509 E MAIN ST, OTTUMWA, IA 52501-3029

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAPELLO IA
Recording Date	Feb 19, 2026
Property Address	520 E MAIN ST, OTTUMWA, IA 52501-3020
Document Number	002026/645
Book / Page	2026 / 645
Instrument Date	Oct 15, 2025
Instrument	2026 0645
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	509 E MAIN ST, OTTUMWA, IA 52501-3029

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	520 E MAIN ST, OTTUMWA, IA 52501-3020
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/1886
Date	May 28, 2019
Book Page	2019/1886
Instrument	1886

Lender

Name	COUNTY BANK

Agreement

Type	Unknown
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 520 E Main St was $1,346.

Source: Wapello County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wapello County
Municipality	Ottumwa City
Unified School District	Ottumwa Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,346.00	$67,440 (-) Land $3,300 Building $64,140	$67,440 (-) Land $3,300 Building $64,140
2025		$67,440 Land $3,300 Building $64,140	$67,440 Land $3,300 Building $64,140
2024	$1,332.00
2023		$61,380 (+28.04%) Land $3,300 Building $58,080	$61,380 Land $3,300 Building $58,080
2022	$1,146.00	$47,940 Land $3,300 Building $44,640
2021			$47,940 Land $3,300 Building $44,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 E Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 520 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTUMWA WATER WORKS serves 25,529 people · EPA ID IA9083012
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	2,000 / 2,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: LISCOFIBER, Verizon.

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