Cherokee County property record for 520 E Main St, Cherokee, IA 51012
| Property Type | Commercial |
|---|---|
| Details | 3,363 sqft · built 1953 |
| Lot Size | 0.906 acres (39,470 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Aug 2019) |
| Tax Bill | $818 (2024) |
| Deeds & Mortgages | Aug 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 0726355021 |
| Primary APN | 0726355021 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,363 sqft |
| 1st Floor Area | 3,363 sqft |
| Overhead Door | Overhead Door |
| Year Built | Built 1953 |
|---|---|
| Lot Area | 39,470 sqft (0.906 acres) |
| Parking Spaces | 5 Parking Spaces |
| Street Address | 520 E MAIN ST |
|---|---|
| City | CHEROKEE |
| State | IA |
| Zip | 51012-2038 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 17 & 20 TR ON E & N SW SW OGILVY 1ST ADD 8026 |
| Legal Range | 40 |
| Legal Township | 92 |
| Legal Section | 26 |
| Legal Subdivision | OGILVY 1ST ADD |
| Legal Block | 355 |
| Legal Lot Number | 17,20 20 |
| Jurisdiction | CHEROKEE IA |
| Township / Civil Division | CHEROKEE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 80101 |
Source: Cherokee County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1770 HIGHWAY 977, CHEROKEE, IA 51012-7212 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2019 · Amount on Record |
| Deed Sale | Aug 27, 2019 · Amount on Record |
| Deed Document Number | 0020191665 |
| Deed Book / Page | 2019 / 1665 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | Aug 27, 2019 |
| Property Address | 520 E MAIN ST, CHEROKEE, IA 51012-2038 |
| Document Number | 2019/1665 |
| Book / Page | 2019 / 1665 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 2019 1665 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $71.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 169, CHEROKEE, IA 51012-0169 |
Source: Cherokee County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Municipality | Cherokee City |
| Unified School District | Cherokee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $52,330 (+6.15%) Land $19,740 Building $32,590 | $52,330 (+6.15%) Land $19,740 Building $32,590 | |
| 2024 | $818.00 (-6.83%) | ||
| 2023 | $49,300 (+6.99%) Land $19,740 Building $29,560 | $49,300 (+6.99%) Land $19,740 Building $29,560 | |
| 2022 | $878.00 | $46,080 Land $19,740 Building $26,340 | |
| 2021 | $46,080 Land $19,740 Building $26,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2019–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 64% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | CHEROKEE WATER SUPPLY - PLANT 1 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Northwest Communications Fixed Wireless | 100 / 20 |
May also be available: C-M-L Telephone Cooperative Association, Verizon.
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