520 E Main St, Burr Oak, MI 49030 Property Records

St. Joseph County property record for 520 E Main St, Burr Oak, MI 49030

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,760 sqft
Lot Size	0.48 acres (20,909 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Jul 2021)
Tax Bill	$1,679 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-040-002-00`

Property Details

APN / Parcel Number

Primary APN	`040-040-002-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,164 sqft
Basement Area	794 sqft
Unfinished Basement	794 sqft

Exterior

Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	103 ft deep x 144 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	520 E MAIN ST
City	BURR OAK
State	MI
Zip	49030-9403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 3-4. ASSESSORS PLAT NO 1. VIL OF BURR OAK.
Legal Subdivision	VIL OF BURR OAK
Legal Lot Number	3-4
Jurisdiction	ST JOSEPH MI
Township / Civil Division	BURR OAK
Census Block Group	2
Census Block	2026
Census Tract	41600

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	520 E MAIN ST, BURR OAK, MI 49030-9403
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage OMNI COMMUNITY CU
Jun 28, 2019	Warranty Deed, Transfer PATRICK ABSTRACT & TTL OFFIC
Jun 28, 2019	Warranty Deed, Transfer · Conventional Mortgage OMNI COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	20217564
Prior Transfer Date	Jan 29, 1997
Prior Transfer Doc	0783000306
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 26, 2021
Property Address	520 E MAIN ST, BURR OAK, MI 49030-9403
Document Number	2021007564
Map Reference	LB 2 PG 53
Instrument Date	Jul 23, 2021
Instrument	2021007564
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABSTRACT & TTL OFFIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 E MAIN ST, 520, BURR OAK, MI 49030-9403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 GROVE ST, STURGIS, MI 49091-1632

Mortgage

Date	Jul 26, 2021

Lender

Name	OMNI COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 28, 2019
Property Address	520 E MAIN ST, BURR OAK, MI 49030-9403
Document Number	1964/0491
Book / Page	1964 / 0491
Map Reference	LB 2 PG 53
Instrument Date	Jun 18, 2019
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PATRICK ABSTRACT & TTL OFFIC

Transaction

Amount	Amount Recorded
Tax	$275.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24504 PRAIRIE CORNERS RD, 24504, MENDON, MI 49072-9405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	520 E MAIN ST, BURR OAK, MI 49030-9403

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 28, 2019
Property Address	520 E MAIN ST, BURR OAK, MI 49030-9403
Document Number	01964/0493
Book / Page	1964 / 0493
Map Reference	LB 2 PG 53
Instrument Date	Jun 18, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TTL OFFICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$739.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 E MAIN ST, 520, BURR OAK, MI 49030-9403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 GRAND AVE, STURGIS, MI 49091-2212

Mortgage

Document Number	0001964494
Date	Jun 28, 2019
Instrument	1964/494

Lender

Name	OMNI COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Burr Oak Village
County	St. Joseph County
County Subdivision	Burr Oak Township
Unified School District	Burr Oak Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,300	$150,600
2025	$1,679.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURR OAK serves 828 people · EPA ID MI0001000
Water Source	Groundwater
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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