St. Louis County property record for 520 E Lake St, Chisholm, MN 55719
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,247 sqft · built 1950 |
| Lot Size | 0.082 acres (3,604 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Apr 2019) |
| Tax Bill | $1,942 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-0130-01310 |
| Primary APN | 020-0130-01310 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,247 sqft Gross Area |
| 1st Floor Area | 1,247 sqft |
| Basement Area | 748 sqft |
| Finished Basement | 748 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,604 sqft (0.082 acres) |
| Deck Area | 48 sqft |
| Storage Building | 49 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1127349 |
|---|---|
| Street Address | 520 E LAKE ST |
| City | CHISHOLM |
| State | MN |
| Zip | 55719-3743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 AND W1/2 OF LOT 28, BLOCK 13, EXCEPTTHE SOUTHERLY 35 FEET THEREOF. SERIAL # |
| Legal Subdivision | LAKEVIEW 2ND ADD TO CHISHOLM |
| Legal Block | 13 |
| Legal Lot Number | 27 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | CHISHOLM |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 12600 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 520 E LAKE ST, CHISHOLM, MN 55719-3743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK |
| Mar 17, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2019 · Amount on Record |
| Deed Sale | Apr 9, 2019 · Amount on Record |
| Prior Sale | Jul 2, 2004 · Amount on Record |
| Deed Document Number | 20191009293 |
| Last Transfer Date | Mar 4, 2022 |
| Transfer Doc | 0001054520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 520 E LAKE ST, CHISHOLM, MN 55719-3743 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Title Company | ALL AMERICAN TITLE CO INC |
| Name | Verified Name |
|---|
| Document Number | 0001063271 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | 1063271 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CHISHOLM, MN 55719 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Oct 11, 2027 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 17, 2022 |
| Property Address | 520 E LAKE ST, CHISHOLM, MN 55719-3743 |
| Document Number | 0001054520 |
| Instrument Date | Mar 4, 2022 |
| Instrument | 1054520 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | SELLMAN TITLE COMPANY, SELLMAN TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 520 E LAKE ST, CHISHOLM, MN 55719-3743 |
| Document Number | 0001054521 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 1054521 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 9, 2019 |
| Property Address | 520 E LAKE ST, CHISHOLM, MN 55719-3743 |
| Document Number | 0001009293 |
| Instrument Date | Apr 2, 2019 |
| Instrument | 1009293 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | SELLMAN TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 E LAKE ST, CHISHOLM, MN 55719-3743 |
| Document Number | 0001009294 |
|---|---|
| Date | Apr 9, 2019 |
| Instrument | 1009294 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Chisholm City |
| County | St. Louis County |
| Unified School District | Chisholm Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,942.00 (+10.59%) Homeowner's exemption | ||
| 2025 | $1,756.00 (+9.07%) Homeowner's exemption | $175,300 (+20.4%) Land $6,500 Building $168,800 | $175,300 (+20.4%) Land $6,500 Building $168,800 |
| 2024 | $1,610.00 | $145,600 (+31.53%) Land $6,500 Building $139,100 | $145,600 (+31.53%) Land $6,500 Building $139,100 |
| 2022 | $110,700 Land $5,000 Building $105,700 | $110,700 Land $5,000 Building $105,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Chisholm serves 4,940 people · EPA ID MN1690007 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Northern Wireless Media Fixed Wireless | 100 / 40 |
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