520 E Ferguson Ave, Wood River, IL 62095 Property Records

Madison County property record for 520 E Ferguson Ave, Wood River, IL 62095

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 834 sqft · built 1920
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Sep 2021)
Tax Bill	$2,329 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2021 Sale + 1 more
APN	`19-2-08-27-06-105-015`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-27-06-105-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	834 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1948
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	520 E FERGUSON AVE
City	WOOD RIVER
State	IL
Zip	62095-2104
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PENNINGS FREDERICK ADD LOT 6 PT 7 60X125
Legal Subdivision	PENNINGS FREDERICK ADDN
Legal Lot Number	6
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	2
Census Block	2040
Census Tract	401102

Owner

Source: Madison County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 E FERGUSON AVE, WOOD RIVER, IL 62095-2104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Sep 13, 2021	Warranty Deed, Transfer COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW
Apr 13, 2018	Deed of Trust, Mortgage · Line of Credit 1ST MIDAMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Apr 4, 2006 · Amount on Record
Deed Document Number	202138501
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	520 E FERGUSON AVE, WOOD RIVER, IL 62095-2104
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010682
Date	Mar 28, 2022
Instrument	2022R10682

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 16, 2042

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Sep 13, 2021
Property Address	520 E FERGUSON AVE, WOOD RIVER, IL 62095-2104
Document Number	0000038501
Map Reference	PB 10 PG 33
Instrument Date	Sep 8, 2021
Instrument	2021R38501
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E FERGUSON AVE, WOOD RIVER, IL 62095-2104

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	520 E FERGUSON AVE, WOOD RIVER, IL 62095-2104
Document Number	0000012408
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	May 4, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 E FERGUSON AVE WOOD RIVER IL 620952104, WOOD RIVER, IL 62095-2104

Mortgage

Document Number	0000012408
Date	Apr 25, 2018
Instrument	12408

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	EAST ALTON, IL 62024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 24, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Wood River Township
Municipality	Wood River City
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)
Elementary School District	Wood River-Hartford Elementary School District 15 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,329.00 (+0.04%)	$41,130 (+25.93%) Land $6,770 Building $34,360	$123,390 (+25.81%) Land $20,310 Building $103,080
2024	$2,328.00 (-19.64%)
2022	$2,897.00	$32,660 Land $5,380 Building $27,280	$98,078 Land $16,156 Building $81,922

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on E Ferguson Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures