520 E Esther St, Orlando, FL 32806 Property Records

Orange County property record for 520 E Esther St, Orlando, FL 32806

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 947 sqft · built 1951
Lot Size	0.161 acres (7,015 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Oct 2003)
Tax Bill	$1,459 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-4548-00-310`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-4548-00-310`
Alternative APNs	`292301454800310` `385214` `390498` `394952`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	947 sqft Living Area
Gross Area	1,436 sqft
1st Floor Area	754 sqft
Utility Area	120 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1970
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,015 sqft (0.161 acres)
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	346 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	520 E ESTHER ST
City	ORLANDO
State	FL
Zip	32806-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1/T
Legal Description	LAKE LANCASTER PLACE G/108 LOT 31
Legal Range	29E
Legal Township	23S
Legal Section	01
Legal Subdivision	LAKE LANCASTER PLACE
Legal Tract	4548
Legal Lot Number	31
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3016
Census Tract	11300

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 E ESTHER ST, ORLANDO, FL 32806-4024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2003 · Amount on Record
Deed Sale	Oct 17, 2003 · Amount on Record
Deed Document Number	2003606649
Deed Book / Page	7156 / 1299
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	520 E ESTHER ST, ORLANDO, FL 32806-4024
Document Number	0000065996
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	520 E ESTHER ST ORLANDO FL 328064024, ORLANDO, FL 32806-4024

Mortgage

Document Number	0000065996
Date	Jan 30, 2020
Instrument	65996

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Jan 29, 2033

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	520 E ESTHER ST, ORLANDO, FL 32806-4024
Document Number	0000462407
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 6, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	520 E ESTHER ST ORLANDO FL 328064024, ORLANDO, FL 32806-4024

Mortgage

Document Number	0000462407
Date	Aug 21, 2017
Instrument	462407

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 20, 2032

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,181 (+2.7%)	$320,650 (-2.44%) Land $230,000 Building $90,650
2025	$1,459.00 (+6.11%) Homeowner's exemption	$112,153 (+5.99%)	$328,660 (+11.46%) Land $230,000 Building $98,660
2024	$1,375.00 (+7.34%)
2023	$1,281.00 (+4.23%) Homeowner's exemption	$105,817 (+3%)	$294,871 (+4.21%) Land $205,000 Building $89,871
2022	$1,229.00 Homeowner's exemption	$102,735	$282,957 Land $205,000 Building $77,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (2000–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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