520 E Erie Rd, Temperance, MI 48182 Property Records

Monroe County property record for 520 E Erie Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,603 sqft · built 1976
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Jan 2020)
Tax Bill	$2,423 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-012-035-10`

Property Details

APN / Parcel Number

Primary APN	`02-012-035-10`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,603 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	21,780 sqft (0.5 acres)
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	279 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	520 E ERIE RD
City	TEMPERANCE
State	MI
Zip	48182-9349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	SEC 12 T8S R7E .50 ACRE M/L COM @ A PT ON C/L OF ERIE RD 261.42 FT S 88D 19M 40S E FR S 1/4 COR OF SEC 12 TH N 217.89 FT TH S
Legal Range	07E
Legal Township	08S
Legal Section	12
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3007
Census Tract	833200

Owner

520 E Erie Rd is owned and occupied by an individual who bought it in January 2020.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	520 E ERIE RD, TEMPERANCE, MI 48182-9349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Jan 8, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2020 · Amount on File
Deed Sale	Jan 8, 2020 · Amount on File
Prior Sale	Apr 3, 2001 · Amount on File
Deed Document Number	2020753
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	520 E ERIE RD, TEMPERANCE, MI 48182-9349
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E ERIE RD, TEMPERANCE, MI 48182-9349

Mortgage

Document Number	0000032587
Date	Dec 23, 2021
Instrument	2021R32587

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jan 8, 2020
Property Address	520 E ERIE RD, TEMPERANCE, MI 48182-9349
Document Number	0000000753
Instrument Date	Dec 17, 2019
Instrument	753
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,633.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 E ERIE RD TEMPERANCE MI 481829349, TEMPERANCE, MI 48182-9349

Mortgage

Document Number	754
Date	Jan 8, 2020
Instrument	754

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 520 E Erie Rd was $2,423 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,300 Land $126,300	$252,600 Land $252,600
2025	$2,423.00 Homeowner's exemption
2023	$2,130.00 Homeowner's exemption	$88,600	$177,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 E Erie Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 E Erie Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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