520 E Epsom Ct, Hernando, FL 34442 Property Records

Citrus County property record for 520 E Epsom Ct, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2007
Square Footage1,701 sqft Living Area
Lot Size21,825 sqft (0.501 acres)
OccupancyOwner Occupied
Last Sale$280,000 (2020)
Tax Bill$4,652.00 (2024)

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00220-0050

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address520 E EPSOM CT, HERNANDO, FL 34442-5395
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CALIBER HOME LOANS INC
Oct 17, 2019Deed of Trust, Mortgage · Commercial Mortgage
BANGOR SAVINGS BANK
Feb 13, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PARKSIDE LNDG
Apr 11, 2018Warranty Deed, Transfer
EXPRESS TITLE SERVICES/CITRUS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 13, 2020 · Amount on Record
Deed SaleFeb 13, 2020 · Amount on Record
Prior SaleApr 11, 2018 · Amount on Record
Deed Doc Number20208414
Deed Book / Page3039 / 715
Prior Transfer DateAug 06, 2015
Prior Transfer Doc0027061668
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address520 E EPSOM CT, HERNANDO, FL 34442-5395
Transaction TypeMortgage
Record UpdatedMar 03, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 E EPSOM CT, HERNANDO, FL 34442-5395

Mortgage

Document Number0031321176
DateFeb 05, 2021
Book Page3132/1176
Instrument2021007441
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address520 E EPSOM CT, HERNANDO, FL 34442-5395
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030120275
DateOct 17, 2019
Book Page3012/0275
Instrument2019054706
Lender
NameBANGOR SAVINGS BANK
TypeBank
AddressBANGOR, ME 04402
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term156 Months
DueOct 10, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateFeb 13, 2020
Property Address520 E EPSOM CT, HERNANDO, FL 34442-5395
Document Number0030390715
Book / Page003039 / 000715
Instrument DateFeb 11, 2020
Instrument8414
Transaction TypeTransfer
Record UpdatedMar 09, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 E EPSOM CT HERNANDO FL 344425395, HERNANDO, FL 34442-5395

Mortgage

Document Number30390716
DateFeb 13, 2020
Book Page003039/000716
Instrument8415
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94102
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 12, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateApr 11, 2018
Property Address520 E EPSOM CT, HERNANDO, FL 34442-5395
Document Number0028922421
Book / Page002892 / 002421
Instrument DateApr 09, 2018
Instrument17889
Transaction TypeTransfer
Record UpdatedApr 26, 2018
Title CompanyEXPRESS TITLE SERVICES/CITRUS INC

Transaction

AmountAmount Recorded
Tax$1,050.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address520 E EPSOM CT HERNANDO FL 344425395, HERNANDO, FL 34442-5395

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,780.00 (+2.75%)$308,144 (-4.62%) Land $35,000 Building $273,144$308,144 (-4.62%) Land $35,000 Building $273,144
2024$4,652.00 (+5.75%)$323,085 (+2.68%) Land $33,500 Building $289,585$323,085 (+2.68%) Land $33,500 Building $289,585
2023$4,399.00 (+15.49%)$314,645 (+15.61%) Land $30,500 Building $284,145$314,645 (+15.61%) Land $30,500 Building $284,145
2022$3,809.00$272,171 Land $29,000 Building $243,171$272,171 Land $29,000 Building $243,171

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00220-0050
Alternative APNs
  • 1818S19E0110002200050
  • 2292865

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,701 sqft Living Area
Gross Area2,556 sqft Gross Area
1st Floor1,701 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2007
Architectural StyleCustom Design Style
Exterior MaterialCombination Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area21,825 sqft (0.501 acres)
Depth X Width145 ft x 150 ft Depth x Width
Parking Spaces6 Parking Spaces
Garage TypeAttached Garage
Garage Area483 sqft Garage
Pool Area336 sqft Pool
PorchFinished/Screened Porch
Porch Area414 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2292865
Street Address520 E EPSOM CT
CityHERNANDO
StateFL
Zip34442-5395
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITRUS HILLS 1ST ADD N1/2 OF LOT 5 BLK 22 DESC IN OR BK 855 PG 1046
Legal Range19E
Legal Township18S
Legal Section30
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block22
Legal Lot Number5
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup3
Census Block3006
Census Tract450703

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