New Castle County property record for 520 E Creek Ln, Middletown, DE 19709
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,348 sqft · built 1996 |
| Lot Size | 1.74 acres (75,794 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Mar 2026) |
| Tax Bill | $848 (2024) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-062.00-023 |
| Primary APN | 11-062.00-023 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,348 sqft Living Area |
| 1st Floor Area | 2,284 sqft |
| Basement Area | 120 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 75,794 sqft (1.74 acres) |
| Lot Dimensions | 577 ft deep x 131 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 520 E CREEK LN |
|---|---|
| City | MIDDLETOWN |
| State | DE |
| Zip | 19709-8836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC40 |
| Legal Subdivision | DICKERSON FARM |
| Legal Lot Number | 31 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 16609 |
Source: New Castle County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 520 E CREEK LN, MIDDLETOWN, DE 19709-8836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 24, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 18, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Feb 13, 2026 | Intrafamily Transfer, Transfer |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2026 · Amount on Record |
| Deed Sale | Mar 18, 2026 · Amount on Record |
| Prior Sale | Jul 26, 1996 · Amount on Record |
| Deed Document Number | 202619734 |
| Prior Transfer Date | Feb 6, 2026 |
| Prior Transfer Doc | 0000011892 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 520 E CREEK LN, MIDDLETOWN, DE 19709-8836 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 520 E CREEK LN, MIDDLETOWN, DE 19709-8836 |
| Document Number | 0000086163 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 20251201-0086163 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | 18807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 520 E CREEK LN, MIDDLETOWN, DE 19709-8836 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 520 E CREEK LN, MIDDLETOWN, DE 19709-8836 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004746 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 20240124-0004746 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 26, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Mar 18, 2026 |
| Property Address | 520 E CREEK LN, MIDDLETOWN, DE 19709-8836 |
| Document Number | 0000019734 |
| Map Reference | MF 12077 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 20260318-0019734 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 520 E CREEK LN, MIDDLETOWN, DE 19709-8836 |
| Document Number | 0000019738 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 20260318-0019738 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Feb 13, 2026 |
| Property Address | 520 E CREEK LN, MIDDLETOWN, DE 19709-8836 |
| Document Number | 0000011892 |
| Instrument Date | Feb 6, 2026 |
| Instrument | 20260213-0011892 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 520 E CREEK LN, MIDDLETOWN, DE 19709-8836 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 520 E CREEK LN, MIDDLETOWN, DE 19709-8836 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000111050 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 20201207-0111050 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Appoquinimink School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $661,700 (+480.44%) Land $199,600 Building $462,100 | ||
| 2024 | $848.00 | $114,000 (-) Land $16,900 Building $97,100 | $528,390 |
| 2023 | $114,000 (-) Land $16,900 Building $97,100 | ||
| 2022 | $114,000 Land $16,900 Building $97,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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