Montezuma County property record for 520 E Arbecam Ave, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 572 sqft · built 1928 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,000 (Nov 2018) |
| Tax Bill | $574 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Nov 2018 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R009006 |
| Primary APN | R009006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 572 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,233 sqft (0.189 acres) |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Account Number | R009006 |
|---|---|
| Street Address | 520 E ARBECAM AVE |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SECTION: 26 TOWNSHIP: 36 RANGE: 16 TR NE1/4 UNPLATTED TR IN F R COFFINS ADDITION |
| Legal Range | 16W |
| Legal Township | 36N |
| Legal Section | 26 |
| Legal Subdivision | F R COFFINS ADDITION |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 969301 |
520 E Arbecam Ave is owned by an individual who bought it in November 2018.
Source: Montezuma County records, as of March 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1619 COUNTY ROAD 204, DURANGO, CO 81301-6960 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Nov 14, 2018 | Intrafamily Transfer, Transfer |
| Nov 14, 2018 | Intrafamily Transfer, Transfer |
| Nov 14, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2018 · Amount on File |
| Deed Sale | Nov 14, 2018 · Amount on File |
| Deed Document Number | 2018620110 |
| Prior Transfer Date | Nov 13, 2018 |
| Prior Transfer Doc | 0000620108 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 520 E ARBECAM AVE, CORTEZ, CO 81321-2808 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2019 |
| Name | Verified Name |
|---|
| Document Number | 623878 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 623878 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Nov 14, 2018 |
| Property Address | 520 E ARBECAM AVE, CORTEZ, CO 81321-2808 |
| Document Number | 0000620109 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 620109 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1000 S OAK ST, CORTEZ, CO 81321-4108 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Nov 14, 2018 |
| Property Address | 520 E ARBECAM AVE, CORTEZ, CO 81321-2808 |
| Document Number | 0000620108 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 620108 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1000 S OAK ST, CORTEZ, CO 81321-4108 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Nov 14, 2018 |
| Property Address | 520 E ARBECAM AVE, CORTEZ, CO 81321-2808 |
| Document Number | 0000620110 |
| Map Reference | MB3 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 620110 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 520 E ARBECAM AVE, CORTEZ, CO 81321-2808 |
| Document Number | 0000620111 |
|---|---|
| Date | Nov 14, 2018 |
| Instrument | 620111 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 520 E Arbecam Ave was $574, up 79.9% from the year before.
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $574.00 (+79.94%) | $11,386 (+82.91%) Land $1,707 Building $9,679 | $143,048 (+82.93%) Land $21,450 Building $121,598 |
| 2024 | $319.00 (+9.62%) | $6,225 (-41.28%) Land $1,689 Building $4,536 | $78,198 (-41.29%) Land $21,214 Building $56,984 |
| 2023 | $291.00 (-12.87%) | $10,602 (+53.47%) Land $2,876 Building $7,726 | $133,198 (+53.47%) Land $36,135 Building $97,063 |
| 2022 | $334.00 | $6,908 Land $1,313 Building $5,595 | $86,790 Land $16,500 Building $70,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 520 E Arbecam Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 520 E Arbecam Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile.
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