520 E Appaloosa Rd, Gilbert, AZ 85296 Property Records

Maricopa County property record for 520 E Appaloosa Rd, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,105 sqft · built 1997
Lot Size	0.171 acres (7,444 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Sep 2020)
Tax Bill	$1,902 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`309-12-394`

Property Details

APN / Parcel Number

Primary APN	`309-12-394`
Alternative APN	`309123943`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,105 sqft Living Area
Gross Area	2,213 sqft
1st Floor Area	2,105 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,444 sqft (0.171 acres)
View / Lot	Corner
Parking Spaces	3 Parking Spaces
Pool Area	440 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	520 E APPALOOSA RD
City	GILBERT
State	AZ
Zip	85296-2960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	MIRA VISTA PLACE MCR 411-32
Legal Range	6E
Legal Township	1S
Legal Section	18
Legal Subdivision	MIRA VISTA PLACE
Legal Lot Number	59
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2016
Census Tract	422404

Owner

Source: Maricopa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 E APPALOOSA RD, GILBERT, AZ 85296-2960
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE MORTGAGE
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit GTE CU
Jun 24, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Sep 1, 2020	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Oct 31, 1997 · Amount on Record
Deed Document Number	2020815687
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jul 8, 2026
Property Address	520 E APPALOOSA RD, GILBERT, AZ 85296-2960
Document Number	0000406714
Instrument Date	Jul 2, 2026
Instrument	2026406714
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E APPALOOSA RD, GILBERT, AZ 85296-2960

Mortgage

Document Number	0000406714,
Date	Jul 8, 2026
Instrument	2026406714

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	520 E APPALOOSA RD, GILBERT, AZ 85296-2960
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E APPALOOSA RD, GILBERT, AZ 85296-2960

Mortgage

Document Number	0000125898
Date	Mar 12, 2024
Instrument	20240125898

Lender

Name	GTE CU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	520 E APPALOOSA RD, GILBERT, AZ 85296-2960
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E APPALOOSA RD, GILBERT, AZ 85296-2960

Mortgage

Document Number	0000693940
Date	Jun 24, 2021
Instrument	20210693940

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 1, 2020
Property Address	520 E APPALOOSA RD, GILBERT, AZ 85296-2960
Document Number	0000815687
Map Reference	MB 411 PG 32
Instrument Date	Aug 1, 2020
Instrument	20200815687
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	NETCO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3030 CASTLE PINES DR, 3030, JOHNS CREEK, GA 30097-2041

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	520 E APPALOOSA RD, GILBERT, AZ 85296-2960

Mortgage

Document Number	0000815688
Date	Sep 1, 2020
Instrument	20200815688

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,750 (+103.43%)	$507,500 (+5.16%) Land $101,500 Building $406,000
2025	$1,902.00 (+3.2%)	$24,947 (-48.57%)	$482,600 (-0.52%) Land $96,500 Building $386,100
2024		$48,510	$485,100 Land $97,000 Building $388,100
2023	$1,843.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Arizona Network Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Tristate Wi-Fi by Wi-Fiber, Verizon.

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