520 E Adams St, Muncie, IN 47305 Property Records

Delaware County property record for 520 E Adams St, Muncie, IN 47305

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,496 sqft · built 1922
Lot Size	0.139 acres (6,076 sqft)
Owner	Individual Name on Record
Last Sale	$269,630 (May 2023)
Tax Bill	$1,962 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-11-15-126-011.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-15-126-011.000-003`
Alternative APN	`1115126011000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,496 sqft Living Area
1st Floor Area	2,496 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1997
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,076 sqft (0.139 acres)
Lot Dimensions	980 ft deep x 620 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	11 15 126 011 000
Street Address	520 E ADAMS ST
City	MUNCIE
State	IN
Zip	47305-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COFF 1 ADD EX N27FT LOT 8
Legal Subdivision	COFF 1 ADD
Legal Lot Number	8
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3033
Census Tract	2800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kimbrough, Emily, Historic District (Boundary Increase) listed 1989 · 140 contributing resources · NRIS 89000779

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 E ADAMS ST, MUNCIE, IN 47305-2601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC
Sep 14, 2022	Warranty Deed, Transfer · Commercial Mortgage TRIDENT REALITY INVESTMENTS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Sep 14, 2022 · Amount on Record
Deed Document Number	20236379
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	May 19, 2023
Property Address	520 E ADAMS ST, MUNCIE, IN 47305-2601
Document Number	2023R06379
Instrument Date	May 18, 2023
Instrument	2023R06379
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E ADAMS ST, MUNCIE, IN 47305-2601

Mortgage

Document Number	2023R06380
Date	May 19, 2023
Instrument	2023R06380

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Sep 14, 2022
Property Address	520 E ADAMS ST, MUNCIE, IN 47305-2601
Document Number	2022R14229
Instrument Date	Sep 8, 2022
Instrument	2022R14229
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14506 BALDWIN LN, CARMEL, IN 46032-7733

Mortgage

Document Number	2022R14230
Date	Sep 14, 2022
Instrument	2022R14230

Lender

Name	TRIDENT REALITY INVESTMENTS

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,962.00 (+8.46%)	$206,000 (+97.89%) Land $14,700 Building $191,300	$206,000 (+97.89%) Land $14,700 Building $191,300
2024	$1,809.00 (+57.44%)
2023	$1,149.00 (-38.79%)	$104,100 (+10.86%) Land $12,300 Building $91,800	$104,100 (+10.86%) Land $12,300 Building $91,800
2022	$1,877.00 (-8.53%)	$93,900 Land $17,700 Building $76,200	$93,900 Land $17,700 Building $76,200
2021	$2,052.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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