520 E 5th St, Mount Carmel, PA 17851 Property Records

Northumberland County property record for 520 E 5th St, Mount Carmel, PA 17851

Property Summary

Property Type	Single Family Home
Lot Size	0.045 acres (2,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,700 (Apr 2026)
Tax Bill	$471 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-02-003-203`

Property Details

APN / Parcel Number

Primary APN	`006-02-003-203`

Exterior

Lot Area	2,000 sqft (0.045 acres)
Lot Dimensions	125 ft deep x 16 ft wide

Location & Zoning

Street Address	520 E 5TH ST
City	MOUNT CARMEL
State	PA
Zip	17851-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 X 125
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	MOUNT CARMEL
Census Block Group	2
Census Block	2006
Census Tract	81000

Owner

Source: Northumberland County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 E 5TH ST, MOUNT CARMEL, PA 17851-2436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 8, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 30, 2020	Deed, Transfer · Commercial Mortgage MIHAEL RAMOS
Feb 5, 2019	Deed, Transfer HOMETOWN ABSTRACT INC, HOMETOWN ABSTRACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	May 20, 2025 · Amount on Record
Deed Document Number	20264701
Deed Book / Page	3470 / 146
Prior Transfer Date	Dec 11, 2024
Prior Transfer Doc	003371/822
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Apr 8, 2026
Property Address	520 E 5TH ST, MOUNT CARMEL, PA 17851-2436
Document Number	0000004701
Book / Page	3470 / 146
Instrument Date	Apr 8, 2026
Instrument	20264701
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94,637.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	520 E 5TH ST, MOUNT CARMEL, PA 17851-2436

Mortgage

Document Number	0000004702,
Date	Apr 8, 2026
Instrument	20264702

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Apr 8, 2026
Property Address	520 E 5TH ST, MOUNT CARMEL, PA 17851-2436
Document Number	003470/146
Book / Page	3470 / 146
Instrument Date	Apr 8, 2026
Instrument	20264701
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94,637.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	520 E 5TH ST, MOUNT CARMEL, PA 17851-2436

Mortgage

Document Number	0000004702,
Date	Apr 8, 2026
Instrument	20264702

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Sep 30, 2020
Property Address	520 E 5TH ST, MOUNT CARMEL, PA 17851-2436
Document Number	003029/217
Book / Page	3029 / 217
Instrument Date	Aug 31, 2020
Instrument	202013082
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$136.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E 5TH ST, MOUNT CARMEL, PA 17851-2436
Investor	Possibly a Property Investor

Mortgage

Document Number	0202013083
Date	Sep 30, 2020
Instrument	202013083

Lender

Name	MIHAEL RAMOS
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Feb 5, 2019
Property Address	520 E 5TH ST, MOUNT CARMEL, PA 17851-2436
Document Number	002904/468
Book / Page	2904 / 468
Instrument Date	Dec 27, 2018
Instrument	201901836
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	HOMETOWN ABSTRACT INC, HOMETOWN ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 CHILTON LN, MATAWAN, NJ 07747-2208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 WOODMERE AVE, NEPTUNE, NJ 07753-5812

Tax Assessment & Valuation

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
Municipality	Mount Carmel Borough
Unified School District	Mount Carmel Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$471.00 (+9.03%)	$3,550 (-) Land $340 Building $3,210
2024	$432.00	$3,550 (-) Land $340 Building $3,210
2023	$432.00	$3,550 Land $340 Building $3,210
1972			$3,550 Land $340 Building $3,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA ROARING CREEK DIVISION private · serves 43,000 people · EPA ID PA4490024
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200

May also be available: Verizon.

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