520 E 5th St, Grafton, ND 58237 Property Records

Walsh County property record for 520 E 5th St, Grafton, ND 58237

Property Summary

Property Type	Single Family Home
Details	built 1937
Lot Size	0.164 acres (7,152 sqft)
Owner	Individual Name on Record
Last Sale	$128,079 (Oct 2025)
Tax Bill	$431 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37000010190000`

Property Details

APN / Parcel Number

Primary APN	`37000010190000`

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Lot Area	7,152 sqft (0.164 acres)

Location & Zoning

Street Address	520 E 5TH ST
City	GRAFTON
State	ND
Zip	58237-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWN 000 SCT 00 RNG 000,SUB 0000 BLK 16 LOT 21-24,E1/2 OF L 21 TO 24 BK 16 ASKELSONS ADDITION
Legal Subdivision	ASKELSONS ADDITION
Legal Block	16
Legal Lot Number	21-24
Jurisdiction	WALSH ND
Township / Civil Division	GRAFTON
Census Block Group	1
Census Block	1007
Census Tract	957900

Owner

Source: Walsh County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 E 5TH ST, GRAFTON, ND 58237-1602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage KODABANK
Jun 3, 2025	Deed of Trust, Mortgage · Line of Credit KODABANK
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Nov 18, 2015
Deed Document Number	2025307185
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALSH ND
Property Address	520 E 5TH ST, GRAFTON, ND 58237-1602
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E 5TH ST, GRAFTON, ND 58237-1602

Mortgage

Document Number	0000298473
Date	Jun 8, 2021
Instrument	298473

Lender

Name	KODABANK
Type	Bank
Address	DRAYTON, ND 58225

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 23, 2031

Interest

Change Frequency	Monthly

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALSH ND
Property Address	520 E 5TH ST, GRAFTON, ND 58237-1602
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E 5TH ST, GRAFTON, ND 58237-1602

Mortgage

Document Number	0000306597
Date	Jun 3, 2025
Instrument	306597

Lender

Name	KODABANK
Type	Bank
Address	DRAYTON, ND 58225

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	May 24, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALSH ND
Recording Date	Oct 1, 2025
Property Address	520 E 5TH ST, GRAFTON, ND 58237-1602
Document Number	0000307185
Instrument Date	Sep 30, 2025
Instrument	307185
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E 5TH ST, GRAFTON, ND 58237-1602

Mortgage

Document Number	0000307186
Date	Oct 1, 2025
Instrument	307186

Lender

Name	UNITED VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Walsh County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Walsh County
Municipality	Grafton City
Unified School District	Grafton Public School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$431.00	$23,200 (-3.53%) Land $4,950 Building $18,250	$46,400 (-3.53%) Land $9,900 Building $36,500
2024		$24,050 (+5.02%) Land $4,300 Building $19,750	$48,100 (+5.02%) Land $8,600 Building $39,500
2023	$431.00	$22,900 Land $2,950 Building $19,950	$45,800 Land $5,900 Building $39,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	40 (1978–2013)
Most Recent Claim	May 2013 · Severe Storms And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 2 claims Severe Storms,flooding, & Ice Jams, Apr 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALSH RURAL WATER DISTRICT private · serves 3,000 people · EPA ID ND5001075
Water Source	Purchased groundwater from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 1,000

May also be available: Polar Telecommunications, T-Mobile, Verizon.

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