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520 E 45th St, Chicago, IL 60653 Property Records

Cook County property record for 520 E 45th St, Chicago, IL 60653 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Architecture StyleMultifamily
Year BuiltBuilt 1893
Square Footage2,792 sqft Living Area
Lot Size3,276 sqft (0.075 acres)
OccupancyOwner Occupied
Tax Bill$7,554.00 (2023)

Property Details

APN / Parcel Number

Primary APN20-03-409-027
Alternative APN
  • 20-03-409-027-0000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,792 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1893
Effective Year BuiltEffective 1893
Architectural StyleMultifamily Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof MaterialAsphalt Roof
Lot Area3,276 sqft (0.075 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address520 E 45TH ST
CityCHICAGO
StateIL
Zip60653-3421
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionW D (WALKERS) SUB OF LT 7 OF COUNTY CLERKS DIV OF UNS UBDIVIDED LANDS IN SE SEC 03-38-14
Legal Range14E
Legal Township38N
Legal Section03
Legal SubdivisionWALKERS SUB
Legal Lot Number7
JurisdictionCOOK IL
Minor Civil DivisionCHICAGO
Census Blockgroup2
Census Block2010
Census Tract836000

Owner

Source: Cook County records · APN 20-03-409-027

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address520 E 45TH ST, CHICAGO, IL 60653-3421
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
Jan 11, 2022Warranty Deed, Transfer · Conventional Mortgage
THE FEDERAL SAVINGS BANK
Nov 07, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Dec 14, 2017Deed of Trust, Mortgage
WINTRUST MTG
Mar 31, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
WINTRUST MTG
Jan 30, 2017Loan Modification, Mortgage
RFLF 1 LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 11, 2022
Deed SaleJan 11, 2022
Prior SaleMar 31, 2017 · Amount on Record
Deed Doc Number2022118255
Prior Transfer DateMay 31, 2013
Prior Transfer Doc0000044061
Record RefreshedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address520 E 45TH ST, CHICAGO, IL 60653-3421
Transaction TypeMortgage
Record UpdatedNov 02, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003317038
DateFeb 02, 2021
Instrument2103317038
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueNov 01, 2050
Interest
Rate TypeFixed Rate
Rate2.99%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJan 11, 2022
Property Address520 E 45TH ST, CHICAGO, IL 60653-3421
Document Number0001118255
Instrument DateDec 28, 2021
Instrument2201118255
Transaction TypeTransfer
Record UpdatedFeb 03, 2022
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$599.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address520 E 45TH ST, CHICAGO, IL 60653-3421

Mortgage

Document Number0001118256
DateJan 11, 2022
Instrument2201118256
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052
Interest
Rate TypeFixed Rate
Rate3.62%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address520 E 45TH ST, CHICAGO, IL 60653-3421
Document Number1931916146
Instrument DateNov 07, 2019
Transaction TypeMortgage
Record UpdatedNov 28, 2019
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 E 45TH ST CHICAGO IL 606533421, CHICAGO, IL 60653-3421

Mortgage

Document Number1931916146
DateNov 15, 2019
Instrument31916146
Lender
NameGUARANTEED RATE AFFINITY LLC
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 14, 2049
Interest
Rate TypeFixed Rate

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address520 E 45TH ST, CHICAGO, IL 60653-3421
Document Number1736157112
Instrument DateDec 14, 2017
Transaction TypeMortgage
Record UpdatedJan 05, 2018
Title CompanyATTORNEY'S TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 E 45TH ST CHICAGO IL 606533421, CHICAGO, IL 60653-3421

Mortgage

Document Number1736157112
DateDec 27, 2017
Instrument36157112
Lender
NameWINTRUST MTG
TypeMortgage Company
AddressROSEMONT, IL 60018
Agreement
AmountAmount Recorded
Term360 Months
DueDec 26, 2047
Interest
Rate4%

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateMar 31, 2017
Property Address520 E 45TH ST, CHICAGO, IL 60653-3421
Document Number1709012090
Instrument DateMar 20, 2017
Instrument9012090
Transaction TypeTransfer
Record UpdatedApr 11, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 W ADAMS ST CHICAGO IL 606072998, CHICAGO, IL 60607-2998

Mortgage

Document Number1709012091
DateMar 31, 2017
Instrument9012091
Lender
NameWINTRUST MTG
TypeMortgage Company
AddressROSEMONT, IL 60018
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMar 30, 2047
Interest
Rate4.5%

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOOK IL
Property Address520 E 45TH ST, CHICAGO, IL 60653-3421
Document Number1703249258
Instrument DateJan 30, 2017
Transaction TypeMortgage
Record UpdatedFeb 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address520 E 45TH ST CHICAGO IL 606533421, CHICAGO, IL 60653-3421

Mortgage

Document Number1703249258
DateFeb 01, 2017
Instrument3249258
Lender
NameRFLF 1 LLC
Address222 W ADAMS ST # 1980, CHICAGO, IL 60606-5253
Agreement
AmountAmount Recorded
Term12 Months
DueJan 31, 2018

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$58,000 (+48.72%) Land $11,466 Building $46,534$580,000 (+48.72%) Land $114,660 Building $465,340
2023$7,554.00 (-6.11%)
2022$8,046.00 Homeowner's exemption$39,000 Land $11,466 Building $27,534$390,000 Land $114,660 Building $275,340

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