520 E 41st St, Hibbing, MN 55746 Property Records

St. Louis County property record for 520 E 41st St, Hibbing, MN 55746

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,810 sqft · built 1978
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jan 2024)
Tax Bill	$2,330 (2026)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140-0270-01872`

Property Details

APN / Parcel Number

Primary APN	`140-0270-01872`
Alternative APNs	`1161218` `658277`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,810 sqft Gross Area
1st Floor Area	1,810 sqft
Basement Area	1,676 sqft
Finished Basement	1,676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Lot Area	22,216 sqft (0.51 acres)
Garage Area	1,200 sqft

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	180 sqft
Patio Area	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1161218
Street Address	520 E 41ST ST
City	HIBBING
State	MN
Zip	55746-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF THE E1/2 OF W1/2 OF W1/2 OFNE1/4 OF NW1/4 BEG AT NW COR OF PARCELTHENCE S05DEG09'32"E 231.69 FT
Legal Range	20W
Legal Township	57N
Legal Section	30
Legal Subdivision	HIBBING LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	HIBBING
Census Block Group	4
Census Block	4013
Census Tract	12100

Owner

Source: St. Louis County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 E 41ST ST, HIBBING, MN 55746-3231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Affidavit of Death of Joint Tenant, Transfer ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE CO LLC
Jan 16, 2024	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on Record
Deed Sale	Jan 16, 2024 · Amount on Record
Prior Sale	Mar 16, 2001 · Amount on Record
Deed Document Number	20241481570
Record Updated	Oct 29, 2026

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Jan 16, 2024
Property Address	520 E 41ST ST, HIBBING, MN 55746-3231
Document Number	0001481569
Instrument Date	Jan 10, 2024
Instrument	1481569
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE CO LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2113 11TH AVE E, HIBBING, MN 55746-1834

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 16, 2024
Property Address	520 E 41ST ST, HIBBING, MN 55746-3231
Document Number	0001481570
Instrument Date	Jan 10, 2024
Instrument	1481570
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	520 E 41ST ST, HIBBING, MN 55746-3231

Mortgage

Document Number	0001481571
Date	Jan 16, 2024
Instrument	1481571

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.2%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	4.2%
Max Rate At Change	10.2%
Index	1-Year T-Bill
Margin	3
Max Rate	16.2%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hibbing City
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,330.00 (+77.59%) Homeowner's exemption
2025	$1,312.00 (-23.99%) Homeowner's exemption	$205,100 (+5.5%) Land $16,400 Building $188,700	$205,100 (+5.5%) Land $16,400 Building $188,700
2024		$194,400 (+38.86%) Land $16,200 Building $178,200	$194,400 (+38.86%) Land $16,200 Building $178,200
2023	$1,726.00 Homeowner's exemption
2022		$140,000 Land $16,100 Building $123,900	$140,000 Land $16,100 Building $123,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hibbing serves 16,028 people · EPA ID MN1690022
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: CTC, T-Mobile.

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