Montgomery County property record for 520 E 1st St, #522, Dayton, OH 45402
| Property Type | Commercial Office |
|---|---|
| Details | 16,562 sqft · built 1974 |
| Lot Size | 0.432 acres (18,822 sqft) |
| Owner | Company Name on File |
| Last Sale | $195,000 (Dec 2007) |
| Tax Bill | $34,560 (2024) |
| Deeds & Mortgages | Nov 2017 Line of Credit Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R72-00707-0007 |
| Primary APN | R72-00707-0007 |
|---|
| Stories | 3 Stories |
|---|---|
| Building Area | 16,562 sqft Gross Area |
| 1st Floor Area | 9,038 sqft |
| 2nd Floor Area | 6,348 sqft |
| Basement Area | 384 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Elevator | Elevator |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Lot Area | 18,822 sqft (0.432 acres) |
| View / Lot | Highway |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 314 sqft |
| Deck Area | 110 sqft |
| Canopy | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 520 E 1ST ST |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45402-1221 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | 2995 96 97 7-7-8, 9, 10 30 YR TIF 100% 2020-2049 FT 2050 |
| Legal Subdivision | CITY/DAYTON REV |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 1501 |
520 E 1st St, #522, a commercial property, is owned by a company that bought it in December 2007.
Source: Montgomery County records, as of December 30, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 520 E 1ST ST, DAYTON, OH 45402-1221 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 15, 2017 | Grant Deed, Mortgage · Line of Credit PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2007 · Amount on File |
| Deed Sale | Dec 28, 2007 · Amount on File |
| Prior Sale | Apr 11, 2006 · Amount on File |
| Deed Document Number | 2007105358 |
| Prior Transfer Date | Jun 18, 1998 |
| Prior Transfer Doc | 9805000004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 520 E 1ST ST, DAYTON, OH 45402-1221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000065829 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 2017-00065829 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Nov 15, 2017 |
| Property Address | 520 E 1ST ST, DAYTON, OH 45402-1221 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 68199 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 534 E 1ST ST DAYTON OH 454021221, DAYTON, OH 45402-1221 |
| Document Number | 0000068199 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 68199 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | 8220 SPRINGBORO PIKE, MIAMISBURG, OH 45342-3705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $124,080 Land $23,060 Building $101,020 | $354,500 Land $65,880 Building $288,620 | |
| 2024 | $34,560.00 (-28.32%) | ||
| 2023 | $48,215.00 (+50.85%) | $310,120 (+1%) Land $25,360 Building $284,760 | $354,500 Land $65,880 Building $288,620 |
| 2022 | $31,963.00 | $281,930 Land $23,060 Building $258,870 | |
| 2020 | $805,510 Land $65,880 Building $739,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 E 1st St, #522 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 520 E 1st St, #522 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: altafiber Network Solutions, Spectrum, T-Mobile, Verizon.
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