520 E 14th St, Cozad, NE 69130 Property Records

Dawson County property record for 520 E 14th St, Cozad, NE 69130

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,948 sqft · built 1956
Lot Size	0.219 acres (9,540 sqft)
Owner	Individual Name on Record
Tax Bill	$3,345 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3410-00-0-20058-000-0001`

Property Details

APN / Parcel Number

Primary APN	`3410-00-0-20058-000-0001`
Alternative APN	`240097882`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,948 sqft Living Area
Gross Area	1,954 sqft
1st Floor Area	1,948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	9,540 sqft (0.219 acres)
Lot Dimensions	122 ft deep x 78.2 ft wide
Garage Type	Mixed
Garage Area	1,286 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	73 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	520 E 14TH ST
City	COZAD
State	NE
Zip	69130-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	00000737 E122FT OF S78.2FT LOT 2 PT LOTS2 8 11 13 DARNERS FIRST SUB
Legal Subdivision	DARNERS FIRST SUB
Legal Lot Number	2,8,11
Jurisdiction	DAWSON NE
Township / Civil Division	COZAD
Census Block Group	2
Census Block	2050
Census Tract	968300

Owner

Source: Dawson County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 E 14TH ST, COZAD, NE 69130-1619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2017	Deed of Trust, Mortgage · Line of Credit GREAT WESTERN BANK
Apr 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage NEBRASKA ENERGY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	520 E 14TH ST, COZAD, NE 69130-1619
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170582
Date	Mar 3, 2017
Instrument	2017-0582

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	LEXINGTON, NE 68850

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Feb 24, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAWSON NE
Property Address	520 E 14TH ST, COZAD, NE 69130-1619
Transaction Type	Mortgage
Record Updated	May 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20181166
Date	Apr 30, 2018
Instrument	2018-1166

Lender

Name	NEBRASKA ENERGY FCU
Type	Credit Union
Address	COLUMBUS, NE 68601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2028

Tax Assessment & Valuation

Source: Dawson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawson County
Municipality	Cozad City
Unified School District	Cozad Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,435 (+20.68%) Land $9,540 Building $258,895	$268,435 (+20.68%) Land $9,540 Building $258,895
2025	$3,345.00 (-16.27%)	$222,435 (+20.23%) Land $9,540 Building $212,895	$222,435 (+20.23%) Land $9,540 Building $212,895
2023	$3,995.00	$185,008 Land $5,724 Building $179,284	$185,008 Land $5,724 Building $179,284

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2010–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COZAD serves 3,915 people · EPA ID NE3104701
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cozad Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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