Clay County property record for 520 Dow Ave, Celina, TN 38551
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 1 ba · 3,550 sqft · built 1955 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Oct 2010) |
| Flood Zone | Zone X (minimal risk) |
| APN | 014042J A 00300 |
| Primary APN | 014042J A 00300 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 3,550 sqft Total Area |
| 1st Floor Area | 1,200 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Unfinished |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Flat |
| Roof Material | Rolled Roofing |
| Lot Area | 31,799 sqft (0.73 acres) |
| Terrain | Rolling |
| Canopy | 1,200 sqft |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 520 DOW AVE |
|---|---|
| City | CELINA |
| State | TN |
| Zip | 38551-4114 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Legal Description | DISTRICT: 03 SERVICE STATION, COUNTY AREA: C01 |
| Jurisdiction | CLAY TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 955000 |
520 Dow Ave, a commercial property, is owned and occupied by an individual who bought it in October 2010.
Source: Clay County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 DOW AVE, CELINA, TN 38551-4114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2010 · Amount on File |
| Deed Sale | Oct 7, 2010 · Amount on File |
| Prior Sale | Nov 17, 2005 · Amount on File |
| Deed Document Number | 0000095515 |
| Deed Book / Page | 95 / 515 |
| Record Updated | Jun 8, 2026 |
Source: Clay County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Clay County |
| Municipality | Celina City |
| Unified School District | Clay County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $54,240 Land $14,000 Building $40,240 | |
| 2023 | $54,240 Land $14,000 Building $40,240 | |
| 2022 | $135,600 Land $35,000 Building $100,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 Dow Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Dow Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CELINA WATER SYSTEM serves 6,160 people · EPA ID TN0000099 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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