520 Division St, Garner, IA 50438 Property Records

Hancock County property record for 520 Division St, Garner, IA 50438

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,328 sqft · built 1954
Lot Size0.175 acres (7,623 sqft)
OwnerIndividual Name on Record
Tax Bill$1,312 (2025)
Deeds & MortgagesJun 2020 Transfer
May 2020 Transfer
Flood ZoneZone X (minimal risk)
APN2107000050

Property Details

APN / Parcel Number

Primary APN2107000050

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,328 sqft Living Area
1st Floor Area960 sqft
AtticAttic
Attic Area336 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,623 sqft (0.175 acres)
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space
Deck AreaDeck Area
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address520 DIVISION ST
CityGARNER
StateIA
Zip50438-1435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET VIEW LOT 5
Legal SubdivisionSUNSET VIEW ADDITION
Legal Lot Number5
JurisdictionHANCOCK IA
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2016
Census Tract270100

Owner

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address520 DIVISION ST, GARNER, IA 50438-1435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2020Intrafamily Transfer, Transfer
May 15, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 4, 2020
Transfer Doc0000001044
Record UpdatedOct 29, 2026

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHANCOCK IA
Recording DateJun 4, 2020
Property Address520 DIVISION ST, GARNER, IA 50438-1435
Document Number0000201044
Instrument DateJun 4, 2020
Instrument20-1044
Transaction TypeTransfer
Record UpdatedMar 3, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 DIVISION ST, GARNER, IA 50438-1435

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHANCOCK IA
Recording DateMay 15, 2020
Property Address520 DIVISION ST, GARNER, IA 50438-1435
Document Number0000200920
Instrument DateMay 6, 2020
Instrument20-0920
Transaction TypeTransfer
Record UpdatedMar 3, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 DIVISION ST, GARNER, IA 50438-1435

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHancock County
MunicipalityGarner City
Unified School DistrictGarner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,312.00 (+6.84%) Homeowner's exemption$105,900 (+13.48%) Land $16,320 Building $89,580$105,900 (+13.48%) Land $16,320 Building $89,580
2024$1,228.00 (+1.99%)
2023$93,320 (+15.41%) Land $9,520 Building $83,800$93,320 (+15.41%) Land $9,520 Building $83,800
2022$1,204.00 Homeowner's exemption$80,860 Land $9,520 Building $71,340
2021$80,860 Land $9,520 Building $71,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARNER WATER WORKS
serves 3,065 people · EPA ID IA4130075
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comm 1 Connects
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: Winnebago Cooperative Telecom Association.

Nearby Properties on Division St

Nearby Streets

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