520 Derinda St, Saint Libory, NE 68872 Property Records

Howard County property record for 520 Derinda St, Saint Libory, NE 68872

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,278 sqft · built 1971
Lot Size	0.541 acres (23,566 sqft)
Owner	Individual Name on Record
Tax Bill	$990 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3013-00-0-90003-000-0344`

Property Details

APN / Parcel Number

Primary APN	`3013-00-0-90003-000-0344`
Alternative APN	`470872302`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,278 sqft
Basement Area	1,278 sqft
Finished Basement	640 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	23,566 sqft (0.541 acres)
Garage Type	Attached
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	3,366 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	15 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	520 DERINDA ST
City	SAINT LIBORY
State	NE
Zip	68872-9781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE FAMILY
Legal Description	(SL VIL) LOT 36 COUNTRY ACRES SUB 21-13-9
Legal Subdivision	COUNTRY ACRES SUB
Legal Lot Number	36
Jurisdiction	HOWARD NE
Township / Civil Division	ST. LIBORY
Census Block Group	2
Census Block	2056
Census Tract	970500

Owner

Source: Howard County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	520 DERINDA ST, SAINT LIBORY, NE 68872-9781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRIS FCU
Jun 26, 2020	Quit Claim Deed, Transfer · Conventional Mortgage CENTRIS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2010
Deed Sale	Jul 6, 2010
Prior Sale	Jul 6, 2010
Deed Document Number	10/3357
Deed Book / Page	10 / 3357
Last Transfer Date	Jun 26, 2020
Transfer Doc	20/3786
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD NE
Property Address	520 DERINDA ST, SAINT LIBORY, NE 68872-9781
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00020/3787
Date	Jun 26, 2020
Book Page	20/3787
Instrument	2020-00871

Lender

Name	CENTRIS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2040

Interest

Rate Type	Fixed Rate

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD NE
Recording Date	Jun 26, 2020
Property Address	520 DERINDA ST, SAINT LIBORY, NE 68872-9781
Document Number	20/3786
Book / Page	20 / 3786
Instrument Date	Jun 22, 2020
Instrument	2020-00870
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20/3787
Date	Jun 26, 2020
Book Page	20/3787
Instrument	2020-00871

Lender

Name	CENTRIS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Howard County
Unified School District	Northwest Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$990.00 (-31.72%)	$205,657 (+18.6%) Land $27,892 Building $177,765	$205,657 (+18.6%) Land $27,892 Building $177,765
2023	$1,450.00	$173,405 Land $22,892 Building $150,513	$173,405 Land $22,892 Building $150,513

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink.

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