520 Dearborn St, Waco, TX 76704 Property Records

McLennan County property record for 520 Dearborn St, Waco, TX 76704

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 774 sqft · built 1951
Lot Size0.17 acres (7,420 sqft)
OwnerIndividual Name on Record
Tax Bill$2,926 (2025)
Deeds & MortgagesJan 2024 Mortgage
Nov 2023 Sale
Flood ZoneZone X (moderate risk)
APN48-007803-002900-2

Property Details

APN / Parcel Number

Primary APN48-007803-002900-2
Alternative APNs
  • 4800780300290020111
  • 166937

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area774 sqft Living Area
1st Floor Area774 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1982
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,420 sqft (0.17 acres)
Lot Dimensions140 ft deep x 53 ft wide
Garage TypeCarport
Garage Area288 sqft
CarportCarport
Carport Area288 sqft
DrivewayConcrete Driveway
Driveway Area300 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area24 sqft
Storage Building48 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Street Address520 DEARBORN ST
CityWACO
StateTX
Zip76704-1824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionCARVER PARK NO 2 LOT 5 BLOCK 3 ACRES .1703
Legal SubdivisionCARVER PARK NO 2
Legal Block3
Legal Lot Number5
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1030
Census Tract1401

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 7073, WACO, TX 76714-7073
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2024Vendor's Lien, Transfer · Stand-Alone First Mortgage
CLS REAL ESTATE INVESTMEENTS LLC
Nov 15, 2023Affidavit, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2024
Deed SaleJun 12, 2024
Prior SaleJan 23, 2024
Deed Document Number202417469
Record UpdatedOct 29, 2026

January 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateJan 23, 2024
Property Address520 DEARBORN ST, WACO, TX 76704-1824
Document Number0000001983
Map ReferenceVOL 668 PG 653
Instrument DateJan 12, 2024
Instrument2024001983
Transaction TypeTransfer
Record UpdatedFeb 8, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3725 MACARTHUR DR, WACO, TX 76708-1745

Mortgage

Document Number0000001984
DateJan 23, 2024
Instrument2024001984
Lender
NameCLS REAL ESTATE INVESTMEENTS LLC
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

November 2023: Affidavit, Transfer

Document TypeAffidavit
JurisdictionMCLENNAN TX
Recording DateNov 15, 2023
Property Address520 DEARBORN ST, WACO, TX 76704-1824
Document Number0000035350
Map ReferenceVOL 668 PG 653
Instrument DateNov 15, 2023
Instrument2023035350
Transaction TypeTransfer
Record UpdatedFeb 8, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 CRESTONE ST, DESOTO, TX 75115-4999

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$129,917 (-0.19%) Land $14,172 Building $115,745$129,917 (-0.19%) Land $14,172 Building $115,745
2025$2,926.00 (+1,572%)$130,160 (+51.28%) Land $12,840 Building $117,320$130,160 (+51.28%) Land $12,840 Building $117,320
2024$175.00 (+28.68%)
2023$86,040 Land $12,840 Building $73,200$86,040 Land $12,840 Building $73,200
2022$136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Central Link Broadband, Nextlink.

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