520 Darcey Dr, Winter Park, FL 32792 Property Records

Orange County property record for 520 Darcey Dr, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,301 sqft · built 1958
Lot Size	0.214 acres (9,314 sqft)
Owner	Individual Name on Record
Last Sale	$87,000 (Aug 1996)
Tax Bill	$3,558 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-22-30-0940-06-110`

Property Details

APN / Parcel Number

Primary APN	`09-22-30-0940-06-110`
Alternative APNs	`302209094006110` `479369` `485018` `489579`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	2,301 sqft Living Area
Gross Area	2,984 sqft
1st Floor Area	2,049 sqft
Utility Area	70 sqft
Flooring	Parquet
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1978
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,314 sqft (0.214 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	424 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	520 DARCEY DR
City	WINTER PARK
State	FL
Zip	32792-4613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	BROOKSHIRE HEIGHTS V/127 LOT 11 BLK F
Legal Range	30E
Legal Township	22S
Legal Section	09
Legal Subdivision	BROOKSHIRE HGTS
Legal Tract	940
Legal Block	F
Legal Lot Number	11
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2006
Census Tract	16200

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 DARCEY DR, WINTER PARK, FL 32792-4613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Sep 14, 2017	Quit Claim Deed, Transfer · Conventional Mortgage MIDFLORIDA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 1996 · Amount on Record
Deed Sale	Aug 12, 1996 · Amount on Record
Deed Book / Page	5104 / 392
Last Transfer Date	Jul 19, 2017
Transfer Doc	0000505676
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	520 DARCEY DR, WINTER PARK, FL 32792-4613
Document Number	0000661791
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 DARCEY DR WINTER PARK FL 327924613, WINTER PARK, FL 32792-4613

Mortgage

Document Number	0000661791
Date	Dec 17, 2020
Instrument	661791

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 16, 2035

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 14, 2017
Property Address	520 DARCEY DR, WINTER PARK, FL 32792-4613
Document Number	0000505676
Instrument Date	Jul 19, 2017
Instrument	505676
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	MIDFLORIDA TITLE PROFESSIONALS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 DARCEY DR WINTER PARK FL 327924613, WINTER PARK, FL 32792-4613

Mortgage

Document Number	505677
Date	Sep 14, 2017
Instrument	505677

Lender

Name	MIDFLORIDA FCU
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Park City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,268 (+2.7%)	$719,360 (+13.54%) Land $422,500 Building $296,860
2025	$3,558.00 (+4.13%) Homeowner's exemption	$247,583 (+5.99%)	$633,580 (+9.66%) Land $325,000 Building $308,580
2024	$3,417.00 (+4.91%)
2023	$3,257.00 (+12.58%) Homeowner's exemption	$233,597 (+3%)	$577,766 (+21%) Land $300,000 Building $277,766
2022	$2,893.00 Homeowner's exemption	$226,793	$477,473 Land $250,000 Building $227,473

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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